Perc rf ablate renal tumor at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$3,568.54
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$9,968.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,329.00 with Aetna vs $9,723.85 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $1,329.00 | ↓ -63% |
| Aetna | Qualified Health Plan | $1,495.12 | ↓ -58% |
| Health Choice Arizona, Inc. | Medicare Advantage | $1,993.50 | ↓ -44% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $2,658.00 | ↓ -26% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $2,837.28 | ↓ -20% |
| Plotkin Health | Plotkin Health | $2,990.25 | ↓ -16% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $2,990.25 | ↓ -16% |
| Oscar Health Plan | Commercial | $3,322.50 | ↓ -7% |
| Health Choice Arizona, Inc. | ACA Health Plan | $3,322.50 | ↓ -7% |
| Health Net | Medicare | $3,322.50 | ↓ -7% |
| Aetna | Medical Rental | $3,501.91 | ↓ -2% |
| Health Net | Commerical Exchange Product | $3,588.30 | ↑ +1% |
| Quiktrip Corporation | Commercial | $3,588.30 | ↑ +1% |
| Arizona Physicians IPA | Medicaid | $3,668.82 | ↑ +3% |
| Banner University Health Plan | University Family Plan | $3,668.82 | ↑ +3% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $3,668.82 | ↑ +3% |
| Mercy Care | Medicaid | $3,668.82 | ↑ +3% |
| Health Choice Arizona, Inc. | Medicaid | $3,668.82 | ↑ +3% |
| Health Net | Medicaid | $3,668.82 | ↑ +3% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $4,018.00 | ↑ +13% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $4,464.00 | ↑ +25% |
| Arizona Medical Network | Commercial | $4,651.50 | ↑ +30% |
| Aetna | Banner Employee Plans | $4,972.00 | ↑ +39% |
| Provider Network of America | Commercial | $4,983.75 | ↑ +40% |
| Aetna | Joint Venture | $6,758.00 | ↑ +89% |
| Aetna | Designated Group | $7,180.00 | ↑ +101% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $7,292.89 | ↑ +104% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $7,779.08 | ↑ +118% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $8,167.97 | ↑ +129% |
| Aetna | Broad Network | $8,447.00 | ↑ +137% |
| United Healthcare | UHC Doctor's Plan | $8,578.00 | ↑ +140% |
| United Healthcare | UHC Core | $8,965.00 | ↑ +151% |
| United Healthcare | Commercial | $9,437.00 | ↑ +164% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $9,723.85 | ↑ +172% |
| Blue Cross Blue Shield of Arizona | Commercial | $9,723.85 | ↑ +172% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Perc rf ablate renal tumor at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arizona General Hospital Laveen | Phoenix | not published | $352.97 – $6,404.94 |
| St. Joseph’s Hospital and Medical Center | Phoenix | not published | $352.97 – $6,404.93 |
| Banner University Medical Center Tucson | Tucson | $4,418.80 | $1,623.00 – $8,241.00 |
| Banner Baywood Medical Center | Mesa | $3,409.06 | $1,329.00 – $7,292.89 |
| Banner Boswell Medical Center | Sun City | $2,880.75 | $1,329.00 – $5,878.00 |
| Banner Desert Medical Center | Mesa | $3,528.67 | $1,329.00 – $8,578.00 |
| Banner Gateway Medical Center | Gilbert | $3,060.18 | $1,329.00 – $7,292.89 |
| Banner Thunderbird Medical Center | Glendale | $3,070.14 | $72.99 – $8,578.00 |