Partial removal finger bone at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$1,234.39
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$2,383.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$800.69 with Aetna vs $4,988.05 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Banner Employee Plans | $800.69 | ↓ -35% |
| Mercy Care | Medicaid | $1,009.45 | ↓ -18% |
| Health Net | Medicaid | $1,009.45 | ↓ -18% |
| Arizona Physicians IPA | Medicaid | $1,009.45 | ↓ -18% |
| Health Choice Arizona, Inc. | Medicaid | $1,009.45 | ↓ -18% |
| Banner University Health Plan | University Family Plan | $1,009.45 | ↓ -18% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $1,009.45 | ↓ -18% |
| Plotkin Health | Plotkin Health | $1,072.35 | ↓ -13% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,072.35 | ↓ -13% |
| Aetna | Joint Venture | $1,100.95 | ↓ -11% |
| United Healthcare | UHC Doctor's Plan | $1,155.76 | ↓ -6% |
| Aetna | Designated Group | $1,170.05 | ↓ -5% |
| United Healthcare | UHC Core | $1,208.18 | ↓ -2% |
| Aetna | Medical Rental | $1,255.84 | ↑ +2% |
| United Healthcare | Commercial | $1,272.52 | ↑ +3% |
| Quiktrip Corporation | Commercial | $1,286.82 | ↑ +4% |
| Aetna | Broad Network | $1,374.99 | ↑ +11% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,455.44 | ↑ +18% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,565.63 | ↑ +27% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,637.12 | ↑ +33% |
| Arizona Medical Network | Commercial | $1,668.10 | ↑ +35% |
| Arizona Physicians IPA | Medicare Advantage | $1,705.75 | ↑ +38% |
| Gila River Health Care Corporation | Managed Care Program | $1,705.75 | ↑ +38% |
| United Healthcare | Medicare Advantage | $1,705.75 | ↑ +38% |
| UPMC Health Plan | Medicare Advantage | $1,705.75 | ↑ +38% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $1,705.75 | ↑ +38% |
| Banner University Health Plan | University Care Advantage | $1,705.75 | ↑ +38% |
| Banner University Health Plan | Medicare Advantage | $1,705.75 | ↑ +38% |
| Mercy Care | Mercy Care Advantage | $1,705.75 | ↑ +38% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $1,705.75 | ↑ +38% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $1,705.75 | ↑ +38% |
| Aetna | Medicare Advantage | $1,705.75 | ↑ +38% |
| Banner Health | Medicare Advantage | $1,705.75 | ↑ +38% |
| Health Choice Arizona, Inc. | Medicare Advantage | $1,705.75 | ↑ +38% |
| Kaiser Foundation Health Plan | Medicare Advantage | $1,705.75 | ↑ +38% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $1,705.75 | ↑ +38% |
| Health Net | Medicare | $1,705.75 | ↑ +38% |
| Wellpoint | Medicare Advantage HMO | $1,705.75 | ↑ +38% |
| Care 1st | Medicare Advantage | $1,705.75 | ↑ +38% |
| Humana | Medicare Advantage | $1,756.92 | ↑ +42% |
| Provider Network of America | Commercial | $1,787.25 | ↑ +45% |
| Carelon | Medicare Advantage | $1,791.04 | ↑ +45% |
| Devoted Health Services | Medicare Advantage | $1,791.04 | ↑ +45% |
| Gold Kidney Health Plan | Medicare Advantage | $1,876.33 | ↑ +52% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $1,876.33 | ↑ +52% |
| NaphCare | Federal | $2,302.76 | ↑ +87% |
| Aetna | Qualified Health Plan | $2,319.82 | ↑ +88% |
| United Healthcare | Individual Exchange | $2,388.05 | ↑ +93% |
| Health Net | Commerical Exchange Product | $2,524.51 | ↑ +105% |
| Health Choice Arizona, Inc. | ACA Health Plan | $2,558.62 | ↑ +107% |
| Oscar Health Plan | Commercial | $2,814.49 | ↑ +128% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $3,741.03 | ↑ +203% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $3,990.44 | ↑ +223% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $4,189.93 | ↑ +239% |
| Blue Cross Blue Shield of Arizona | Commercial | $4,988.05 | ↑ +304% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $4,988.05 | ↑ +304% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Partial removal finger bone at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arizona General Hospital Laveen | Phoenix | not published | $473.48 – $1,756.93 |
| St. Joseph’s Hospital and Medical Center | Phoenix | not published | $473.48 – $1,756.92 |
| Yavapai Regional Medical Center (East) | Prescott | $692.29 | $473.48 – $988.98 |
| Mercy Gilbert Medical Center | Gilbert | not published | $473.48 – $1,705.75 |
| Banner University Medical Center Tucson | Tucson | not published | $1,009.45 – $3,191.68 |
| Banner University Medical Center South | Tucson | not published | $1,009.45 – $2,248.02 |
| Banner Del Webb Medical Center | Sun City West | not published | $1,009.45 – $1,455.44 |
| Banner Desert Medical Center | Mesa | not published | $1,009.45 – $3,741.03 |