Paring/cutting benign hyperkeratotic lesion single at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$108.78

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$210.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$70.56 with Aetna vs $349.44 with Oscar Health Plan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $70.56 ↓ -35%
Plotkin Health Plotkin Health $94.50 ↓ -13%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $94.50 ↓ -13%
Aetna Joint Venture $97.02 ↓ -11%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $100.65 ↓ -7%
United Healthcare UHC Doctor's Plan $101.85 ↓ -6%
Aetna Designated Group $103.11 ↓ -5%
United Healthcare UHC Core $106.47 ↓ -2%
Aetna Medical Rental $110.67 ↑ +2%
United Healthcare Commercial $112.14 ↑ +3%
Quiktrip Corporation Commercial $113.40 ↑ +4%
Aetna Broad Network $121.17 ↑ +11%
Health Choice Arizona, Inc. Medicaid $130.17 ↑ +20%
Arizona Physicians IPA Medicaid $130.17 ↑ +20%
Health Net Medicaid $130.17 ↑ +20%
Mercy Care Medicaid $130.17 ↑ +20%
Banner University Health Plan University Family Plan $130.17 ↑ +20%
Banner University Health Plan AZ Medicaid - AHCCCS $130.17 ↑ +20%
Cigna Healthcare of Arizona, Inc. LocalFlex $137.97 ↑ +27%
Cigna Healthcare of Arizona, Inc. Commercial $144.27 ↑ +33%
Arizona Medical Network Commercial $147.00 ↑ +35%
Provider Network of America Commercial $157.50 ↑ +45%
Arizona Physicians IPA Medicare Advantage $211.78 ↑ +95%
Gila River Health Care Corporation Managed Care Program $211.78 ↑ +95%
United Healthcare Medicare Advantage $211.78 ↑ +95%
UPMC Health Plan Medicare Advantage $211.78 ↑ +95%
Blue Cross Blue Shield of Arizona Medicare Advantage $211.78 ↑ +95%
Banner University Health Plan University Care Advantage $211.78 ↑ +95%
Banner University Health Plan Medicare Advantage $211.78 ↑ +95%
Mercy Care Mercy Care Advantage $211.78 ↑ +95%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $211.78 ↑ +95%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $211.78 ↑ +95%
Aetna Medicare Advantage $211.78 ↑ +95%
Banner Health Medicare Advantage $211.78 ↑ +95%
Health Choice Arizona, Inc. Medicare Advantage $211.78 ↑ +95%
Kaiser Foundation Health Plan Medicare Advantage $211.78 ↑ +95%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $211.78 ↑ +95%
Health Net Medicare $211.78 ↑ +95%
Wellpoint Medicare Advantage HMO $211.78 ↑ +95%
Care 1st Medicare Advantage $211.78 ↑ +95%
Humana Medicare Advantage $218.13 ↑ +101%
Devoted Health Services Medicare Advantage $222.37 ↑ +104%
Carelon Medicare Advantage $222.37 ↑ +104%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $232.96 ↑ +114%
Gold Kidney Health Plan Medicare Advantage $232.96 ↑ +114%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $258.70 ↑ +138%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $275.95 ↑ +154%
NaphCare Federal $285.90 ↑ +163%
Aetna Qualified Health Plan $288.02 ↑ +165%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $289.75 ↑ +166%
United Healthcare Individual Exchange $296.49 ↑ +173%
Health Net Commerical Exchange Product $313.43 ↑ +188%
Health Choice Arizona, Inc. ACA Health Plan $317.67 ↑ +192%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $344.94 ↑ +217%
Blue Cross Blue Shield of Arizona Commercial $344.94 ↑ +217%
Oscar Health Plan Commercial $349.44 ↑ +221%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Paring/cutting benign hyperkeratotic lesion single at other Arizona hospitals

Hospital City Cash price Negotiated range
St. Joseph’s Hospital and Medical Center Phoenix $168.08 $16.09 – $347.60
Arizona General Hospital Laveen Phoenix not published $16.09 – $218.14
Banner Baywood Medical Center Mesa $80.64 $70.56 – $349.44
Banner Boswell Medical Center Sun City $50.64 $70.56 – $349.44
Banner Casa Grande Medical Center Casa Grande $94.50 $73.50 – $317.67
Banner Page Hospital Page $19.78 $14.25 – $39.90
Yavapai Regional Medical Center (East) Prescott $477.11 $16.09 – $34.98
Mercy Gilbert Medical Center Gilbert not published $16.09 – $211.78

All Arizona hospitals for this procedure →