Ot training self care/home management direct contact each 15 minutes at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$29.37

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$178.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$35.60 with Aetna vs $265.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $35.60 ↑ +21%
Mercy Care Medicaid $39.87 ↑ +36%
Arizona Physicians IPA Medicaid $39.87 ↑ +36%
Health Net Medicaid $39.87 ↑ +36%
Health Choice Arizona, Inc. Medicaid $39.87 ↑ +36%
Aetna Qualified Health Plan $40.05 ↑ +36%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $48.65 ↑ +66%
Health Choice Arizona, Inc. Medicare Advantage $53.40 ↑ +82%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $71.20 ↑ +142%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $80.10 ↑ +173%
Plotkin Health Plotkin Health $80.10 ↑ +173%
Aetna Banner Employee Plans $81.00 ↑ +176%
Aetna Joint Venture $82.24 ↑ +180%
Aetna Designated Group $87.40 ↑ +198%
Oscar Health Plan Commercial $89.00 ↑ +203%
Health Net Medicare $89.00 ↑ +203%
Health Choice Arizona, Inc. ACA Health Plan $89.00 ↑ +203%
Aetna Medical Rental $93.81 ↑ +219%
Health Net Commerical Exchange Product $96.12 ↑ +227%
Quiktrip Corporation Commercial $96.12 ↑ +227%
Aetna Broad Network $102.71 ↑ +250%
Arizona Medical Network Commercial $124.60 ↑ +324%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $125.05 ↑ +326%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $133.38 ↑ +354%
Provider Network of America Commercial $133.50 ↑ +355%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $140.05 ↑ +377%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $166.73 ↑ +468%
Blue Cross Blue Shield of Arizona Commercial $166.73 ↑ +468%
Cigna Healthcare of Arizona, Inc. LocalFlex $203.00 ↑ +591%
Cigna Healthcare of Arizona, Inc. Commercial $225.00 ↑ +666%
United Healthcare UHC Doctor's Plan $241.00 ↑ +721%
United Healthcare UHC Core $252.00 ↑ +758%
United Healthcare Commercial $265.00 ↑ +802%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ot training self care/home management direct contact each 15 minutes at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $19.58 $35.60 – $241.00
Arizona General Hospital Laveen Phoenix $47.64 $34.69 – $169.94
St. Joseph’s Hospital and Medical Center Phoenix $76.40 $34.69 – $158.00
Banner University Medical Center Tucson Tucson $35.51 $26.40 – $268.00
Banner University Medical Center South Tucson $24.95 $26.40 – $268.00
Banner Baywood Medical Center Mesa $35.24 $35.60 – $241.00
Banner Boswell Medical Center Sun City $28.48 $35.60 – $241.00
Banner Casa Grande Medical Center Casa Grande $32.04 $35.60 – $235.00

All Arizona hospitals for this procedure →