Ot evaluation low complexity patient/family at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$49.93
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$314.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$62.80 with Aetna vs $513.56 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $62.80 | ↑ +26% |
| Mercy Care | Medicaid | $70.34 | ↑ +41% |
| Arizona Physicians IPA | Medicaid | $70.34 | ↑ +41% |
| Health Net | Medicaid | $70.34 | ↑ +41% |
| Health Choice Arizona, Inc. | Medicaid | $70.34 | ↑ +41% |
| Aetna | Qualified Health Plan | $70.65 | ↑ +41% |
| Aetna | Banner Employee Plans | $81.00 | ↑ +62% |
| Health Choice Arizona, Inc. | Medicare Advantage | $94.20 | ↑ +89% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $125.60 | ↑ +152% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $141.30 | ↑ +183% |
| Plotkin Health | Plotkin Health | $141.30 | ↑ +183% |
| Aetna | Joint Venture | $145.07 | ↑ +191% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $149.85 | ↑ +200% |
| Aetna | Designated Group | $154.17 | ↑ +209% |
| Health Choice Arizona, Inc. | ACA Health Plan | $157.00 | ↑ +214% |
| Health Net | Medicare | $157.00 | ↑ +214% |
| Oscar Health Plan | Commercial | $157.00 | ↑ +214% |
| Aetna | Medical Rental | $165.48 | ↑ +231% |
| Health Net | Commerical Exchange Product | $169.56 | ↑ +240% |
| Quiktrip Corporation | Commercial | $169.56 | ↑ +240% |
| Aetna | Broad Network | $181.18 | ↑ +263% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $203.00 | ↑ +307% |
| Arizona Medical Network | Commercial | $219.80 | ↑ +340% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $225.00 | ↑ +351% |
| Provider Network of America | Commercial | $235.50 | ↑ +372% |
| United Healthcare | UHC Doctor's Plan | $241.00 | ↑ +383% |
| United Healthcare | UHC Core | $252.00 | ↑ +405% |
| United Healthcare | Commercial | $265.00 | ↑ +431% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $385.17 | ↑ +671% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $410.85 | ↑ +723% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $431.39 | ↑ +764% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $513.56 | ↑ +929% |
| Blue Cross Blue Shield of Arizona | Commercial | $513.56 | ↑ +929% |
Visitor-reported prices
Comments
Ot evaluation low complexity patient/family at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $57.15 | $62.80 – $385.17 |
| Arizona General Hospital Laveen | Phoenix | $122.29 | $107.29 – $436.28 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $204.37 | $97.28 – $404.48 |
| Banner University Medical Center Tucson | Tucson | $36.58 | $46.60 – $328.61 |
| Banner University Medical Center South | Tucson | $45.90 | $46.60 – $268.00 |
| Banner Baywood Medical Center | Mesa | $92.00 | $62.80 – $385.17 |
| Banner Boswell Medical Center | Sun City | $72.85 | $62.80 – $294.10 |
| Banner Casa Grande Medical Center | Casa Grande | $76.30 | $62.80 – $235.50 |