Osmolality blood at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$8.96

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$56.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.61 with Care 1st vs $42.00 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $6.61 ↓ -26%
Gila River Health Care Corporation Managed Care Program $6.61 ↓ -26%
United Healthcare Medicare Advantage $6.61 ↓ -26%
UPMC Health Plan Medicare Advantage $6.61 ↓ -26%
Blue Cross Blue Shield of Arizona Medicare Advantage $6.61 ↓ -26%
Banner University Health Plan University Family Plan $6.61 ↓ -26%
Banner University Health Plan AZ Medicaid - AHCCCS $6.61 ↓ -26%
Banner University Health Plan University Care Advantage $6.61 ↓ -26%
Banner University Health Plan Medicare Advantage $6.61 ↓ -26%
Mercy Care Medicaid $6.61 ↓ -26%
Mercy Care Mercy Care Advantage $6.61 ↓ -26%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $6.61 ↓ -26%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $6.61 ↓ -26%
Aetna Medicare Advantage $6.61 ↓ -26%
Banner Health Medicare Advantage $6.61 ↓ -26%
Health Choice Arizona, Inc. Medicaid $6.61 ↓ -26%
Health Choice Arizona, Inc. Medicare Advantage $6.61 ↓ -26%
Kaiser Foundation Health Plan Medicare Advantage $6.61 ↓ -26%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $6.61 ↓ -26%
Health Net Medicare $6.61 ↓ -26%
Health Net Medicaid $6.61 ↓ -26%
Wellpoint Medicare Advantage HMO $6.61 ↓ -26%
Arizona Physicians IPA Medicaid $6.61 ↓ -26%
Arizona Physicians IPA Medicare Advantage $6.61 ↓ -26%
Humana Medicare Advantage $6.81 ↓ -24%
Carelon Medicare Advantage $6.94 ↓ -23%
Devoted Health Services Medicare Advantage $6.94 ↓ -23%
Gold Kidney Health Plan Medicare Advantage $7.27 ↓ -19%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $7.27 ↓ -19%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $8.83 ↓ -1%
NaphCare Federal $8.92 ↓ -0%
Aetna Qualified Health Plan $8.99 ↑ +0%
United Healthcare Individual Exchange $9.25 ↑ +3%
Health Net Commerical Exchange Product $9.78 ↑ +9%
Health Choice Arizona, Inc. ACA Health Plan $9.91 ↑ +11%
Oscar Health Plan Commercial $10.91 ↑ +22%
Cigna Healthcare of Arizona, Inc. LocalFlex $11.61 ↑ +30%
United Healthcare UHC Doctor's Plan $12.23 ↑ +36%
Cigna Healthcare of Arizona, Inc. Commercial $12.90 ↑ +44%
United Healthcare UHC Core $13.51 ↑ +51%
United Healthcare Commercial $14.88 ↑ +66%
Aetna Banner Employee Plans $18.82 ↑ +110%
Aetna Joint Venture $22.20 ↑ +148%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $22.70 ↑ +153%
Aetna Designated Group $23.58 ↑ +163%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $24.22 ↑ +170%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $25.20 ↑ +181%
Plotkin Health Plotkin Health $25.20 ↑ +181%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $25.43 ↑ +184%
Aetna Broad Network $27.75 ↑ +210%
Aetna Medical Rental $29.51 ↑ +229%
Quiktrip Corporation Commercial $30.24 ↑ +238%
Blue Cross Blue Shield of Arizona Commercial $30.27 ↑ +238%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $30.27 ↑ +238%
Arizona Medical Network Commercial $39.20 ↑ +338%
Provider Network of America Commercial $42.00 ↑ +369%

Visitor-reported prices

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Osmolality blood at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $8.85 $6.61 – $42.00
Arizona General Hospital Laveen Phoenix $47.41 $3.96 – $169.12
St. Joseph’s Hospital and Medical Center Phoenix $76.79 $2.78 – $158.79
Mercy Gilbert Medical Center Gilbert $66.67 $6.61 – $208.67
Banner University Medical Center Tucson Tucson $9.07 $6.61 – $44.80
Banner University Medical Center South Tucson $8.74 $6.61 – $44.80
Banner Baywood Medical Center Mesa $7.11 $6.61 – $42.00
Banner Behavioral Health Hospital Scottsdale $32.81 $6.61 – $39.20

All Arizona hospitals for this procedure →