Njx cth slct p-art angrp uni at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$357.48
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,349.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$49.15 with Blue Cross Blue Shield of Arizona vs $13,766.00 with Cigna Healthcare of Arizona, Inc. — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $49.15 | ↓ -86% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $126.32 | ↓ -65% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $134.75 | ↓ -62% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $141.48 | ↓ -60% |
| Blue Cross Blue Shield of Arizona | Commercial | $168.43 | ↓ -53% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $168.43 | ↓ -53% |
| Aetna | Medicare Advantage | $269.80 | ↓ -25% |
| Mercy Care | Medicaid | $302.18 | ↓ -15% |
| Arizona Physicians IPA | Medicaid | $302.18 | ↓ -15% |
| Health Choice Arizona, Inc. | Medicaid | $302.18 | ↓ -15% |
| Health Net | Medicaid | $302.18 | ↓ -15% |
| Aetna | Qualified Health Plan | $303.52 | ↓ -15% |
| Health Choice Arizona, Inc. | Medicare Advantage | $404.70 | ↑ +13% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $539.60 | ↑ +51% |
| Plotkin Health | Plotkin Health | $607.05 | ↑ +70% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $607.05 | ↑ +70% |
| Health Choice Arizona, Inc. | ACA Health Plan | $674.50 | ↑ +89% |
| Oscar Health Plan | Commercial | $674.50 | ↑ +89% |
| Health Net | Medicare | $674.50 | ↑ +89% |
| Aetna | Medical Rental | $710.92 | ↑ +99% |
| Quiktrip Corporation | Commercial | $728.46 | ↑ +104% |
| Health Net | Commerical Exchange Product | $728.46 | ↑ +104% |
| Aetna | Banner Employee Plans | $936.00 | ↑ +162% |
| Arizona Medical Network | Commercial | $944.30 | ↑ +164% |
| Provider Network of America | Commercial | $1,011.75 | ↑ +183% |
| United Healthcare | UHC Doctor's Plan | $2,114.00 | ↑ +491% |
| United Healthcare | UHC Core | $2,210.00 | ↑ +518% |
| United Healthcare | Commercial | $2,326.00 | ↑ +551% |
| Aetna | Joint Venture | $3,617.00 | ↑ +912% |
| Aetna | Designated Group | $3,843.00 | ↑ +975% |
| Aetna | Broad Network | $4,521.00 | ↑ +1165% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $12,389.00 | ↑ +3366% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $13,766.00 | ↑ +3751% |
Visitor-reported prices
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Njx cth slct p-art angrp uni at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $254.96 | $126.32 – $12,389.00 |
| Banner University Medical Center Tucson | Tucson | $270.50 | $107.77 – $13,103.00 |
| Banner University Medical Center South | Tucson | $147.43 | $75.91 – $13,103.00 |
| Banner Baywood Medical Center | Mesa | $340.03 | $126.32 – $12,389.00 |
| Banner Boswell Medical Center | Sun City | $265.75 | $96.46 – $12,389.00 |
| Banner Casa Grande Medical Center | Casa Grande | $190.21 | $73.98 – $10,541.00 |
| Banner Del Webb Medical Center | Sun City West | $246.87 | $49.15 – $12,389.00 |
| Banner Desert Medical Center | Mesa | $272.50 | $126.32 – $12,389.00 |