N-invas est c ffr sw aly cta at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$1,337.84
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$4,566.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$722.23 with Banner University Health Plan vs $4,214.17 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner University Health Plan | AZ Medicaid - AHCCCS | $722.23 | ↓ -46% |
| Banner University Health Plan | University Family Plan | $722.23 | ↓ -46% |
| Arizona Physicians IPA | Medicaid | $722.23 | ↓ -46% |
| Health Net | Medicaid | $722.23 | ↓ -46% |
| Health Choice Arizona, Inc. | Medicaid | $722.23 | ↓ -46% |
| Mercy Care | Medicaid | $722.23 | ↓ -46% |
| Care 1st | Medicare Advantage | $1,084.35 | ↓ -19% |
| Gila River Health Care Corporation | Managed Care Program | $1,084.35 | ↓ -19% |
| United Healthcare | Medicare Advantage | $1,084.35 | ↓ -19% |
| UPMC Health Plan | Medicare Advantage | $1,084.35 | ↓ -19% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $1,084.35 | ↓ -19% |
| Banner University Health Plan | University Care Advantage | $1,084.35 | ↓ -19% |
| Banner University Health Plan | Medicare Advantage | $1,084.35 | ↓ -19% |
| Mercy Care | Mercy Care Advantage | $1,084.35 | ↓ -19% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $1,084.35 | ↓ -19% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $1,084.35 | ↓ -19% |
| Aetna | Medicare Advantage | $1,084.35 | ↓ -19% |
| Banner Health | Medicare Advantage | $1,084.35 | ↓ -19% |
| Health Choice Arizona, Inc. | Medicare Advantage | $1,084.35 | ↓ -19% |
| Kaiser Foundation Health Plan | Medicare Advantage | $1,084.35 | ↓ -19% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $1,084.35 | ↓ -19% |
| Health Net | Medicare | $1,084.35 | ↓ -19% |
| Wellpoint | Medicare Advantage HMO | $1,084.35 | ↓ -19% |
| Arizona Physicians IPA | Medicare Advantage | $1,084.35 | ↓ -19% |
| Humana | Medicare Advantage | $1,116.88 | ↓ -17% |
| Devoted Health Services | Medicare Advantage | $1,138.57 | ↓ -15% |
| Carelon | Medicare Advantage | $1,138.57 | ↓ -15% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $1,192.79 | ↓ -11% |
| Gold Kidney Health Plan | Medicare Advantage | $1,192.79 | ↓ -11% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,229.64 | ↓ -8% |
| NaphCare | Federal | $1,463.87 | ↑ +9% |
| Aetna | Qualified Health Plan | $1,474.72 | ↑ +10% |
| United Healthcare | Individual Exchange | $1,518.09 | ↑ +13% |
| Aetna | Banner Employee Plans | $1,534.18 | ↑ +15% |
| Health Net | Commerical Exchange Product | $1,604.84 | ↑ +20% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,626.53 | ↑ +22% |
| Oscar Health Plan | Commercial | $1,789.18 | ↑ +34% |
| Plotkin Health | Plotkin Health | $2,054.70 | ↑ +54% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $2,054.70 | ↑ +54% |
| Aetna | Joint Venture | $2,109.49 | ↑ +58% |
| United Healthcare | UHC Doctor's Plan | $2,214.51 | ↑ +66% |
| Aetna | Designated Group | $2,241.91 | ↑ +68% |
| United Healthcare | UHC Core | $2,314.96 | ↑ +73% |
| Aetna | Medical Rental | $2,406.28 | ↑ +80% |
| United Healthcare | Commercial | $2,438.24 | ↑ +82% |
| Quiktrip Corporation | Commercial | $2,465.64 | ↑ +84% |
| Aetna | Broad Network | $2,634.58 | ↑ +97% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $2,999.86 | ↑ +124% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $3,136.84 | ↑ +134% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $3,160.63 | ↑ +136% |
| Arizona Medical Network | Commercial | $3,196.20 | ↑ +139% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $3,371.34 | ↑ +152% |
| Provider Network of America | Commercial | $3,424.50 | ↑ +156% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $3,539.88 | ↑ +165% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $4,214.17 | ↑ +215% |
| Blue Cross Blue Shield of Arizona | Commercial | $4,214.17 | ↑ +215% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
N-invas est c ffr sw aly cta at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $1,502.21 | $722.23 – $3,424.50 |
| Arizona General Hospital Laveen | Phoenix | $1,507.97 | $1,839.00 – $8,220.27 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $1,192.23 | $592.99 – $2,465.59 |
| Mercy Gilbert Medical Center | Gilbert | $1,836.39 | $1,045.10 – $5,748.05 |
| Banner University Medical Center Tucson | Tucson | $1,716.86 | $722.23 – $5,222.40 |
| Banner Baywood Medical Center | Mesa | $452.03 | $722.23 – $3,424.50 |
| Banner Boswell Medical Center | Sun City | $1,104.97 | $722.23 – $3,652.80 |
| Banner Del Webb Medical Center | Sun City West | $735.13 | $722.23 – $3,652.80 |