Myocrd img pet 2rtracer at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$1,318.78
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$3,633.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$1,220.69 with Aetna vs $13,924.42 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Banner Employee Plans | $1,220.69 | ↓ -7% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,634.85 | ↑ +24% |
| Plotkin Health | Plotkin Health | $1,634.85 | ↑ +24% |
| Aetna | Joint Venture | $1,678.45 | ↑ +27% |
| Aetna | Designated Group | $1,783.80 | ↑ +35% |
| Aetna | Medical Rental | $1,914.59 | ↑ +45% |
| Quiktrip Corporation | Commercial | $1,961.82 | ↑ +49% |
| Arizona Physicians IPA | Medicare Advantage | $1,972.30 | ↑ +50% |
| Gila River Health Care Corporation | Managed Care Program | $1,972.30 | ↑ +50% |
| United Healthcare | Medicare Advantage | $1,972.30 | ↑ +50% |
| UPMC Health Plan | Medicare Advantage | $1,972.30 | ↑ +50% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $1,972.30 | ↑ +50% |
| Banner University Health Plan | University Care Advantage | $1,972.30 | ↑ +50% |
| Banner University Health Plan | Medicare Advantage | $1,972.30 | ↑ +50% |
| Mercy Care | Mercy Care Advantage | $1,972.30 | ↑ +50% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $1,972.30 | ↑ +50% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $1,972.30 | ↑ +50% |
| Aetna | Medicare Advantage | $1,972.30 | ↑ +50% |
| Banner Health | Medicare Advantage | $1,972.30 | ↑ +50% |
| Health Choice Arizona, Inc. | Medicare Advantage | $1,972.30 | ↑ +50% |
| Kaiser Foundation Health Plan | Medicare Advantage | $1,972.30 | ↑ +50% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $1,972.30 | ↑ +50% |
| Health Net | Medicare | $1,972.30 | ↑ +50% |
| Wellpoint | Medicare Advantage HMO | $1,972.30 | ↑ +50% |
| Care 1st | Medicare Advantage | $1,972.30 | ↑ +50% |
| Arizona Physicians IPA | Medicaid | $1,994.11 | ↑ +51% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $1,994.11 | ↑ +51% |
| Health Choice Arizona, Inc. | Medicaid | $1,994.11 | ↑ +51% |
| Health Net | Medicaid | $1,994.11 | ↑ +51% |
| Mercy Care | Medicaid | $1,994.11 | ↑ +51% |
| Banner University Health Plan | University Family Plan | $1,994.11 | ↑ +51% |
| Humana | Medicare Advantage | $2,031.47 | ↑ +54% |
| Devoted Health Services | Medicare Advantage | $2,070.91 | ↑ +57% |
| Carelon | Medicare Advantage | $2,070.91 | ↑ +57% |
| Aetna | Broad Network | $2,096.24 | ↑ +59% |
| Gold Kidney Health Plan | Medicare Advantage | $2,169.53 | ↑ +65% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $2,169.53 | ↑ +65% |
| Arizona Medical Network | Commercial | $2,543.10 | ↑ +93% |
| NaphCare | Federal | $2,662.61 | ↑ +102% |
| Aetna | Qualified Health Plan | $2,682.33 | ↑ +103% |
| Provider Network of America | Commercial | $2,724.75 | ↑ +107% |
| United Healthcare | Individual Exchange | $2,761.22 | ↑ +109% |
| Health Net | Commerical Exchange Product | $2,919.00 | ↑ +121% |
| Health Choice Arizona, Inc. | ACA Health Plan | $2,958.45 | ↑ +124% |
| Oscar Health Plan | Commercial | $3,254.30 | ↑ +147% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $3,912.34 | ↑ +197% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $4,217.00 | ↑ +220% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $4,686.00 | ↑ +255% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $10,056.19 | ↑ +663% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $10,726.61 | ↑ +713% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $11,262.85 | ↑ +754% |
| United Healthcare | UHC Doctor's Plan | $11,558.99 | ↑ +776% |
| United Healthcare | UHC Core | $12,596.19 | ↑ +855% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $13,408.26 | ↑ +917% |
| Blue Cross Blue Shield of Arizona | Commercial | $13,408.26 | ↑ +917% |
| United Healthcare | Commercial | $13,924.42 | ↑ +956% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |