MRI lower extremity other than joint without contrast (both sides) at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$400.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,087.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$166.84 with Arizona Physicians IPA vs $1,565.25 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Arizona Physicians IPA | Medicaid | $166.84 | ↓ -58% |
| Health Choice Arizona, Inc. | Medicaid | $166.84 | ↓ -58% |
| Mercy Care | Medicaid | $166.84 | ↓ -58% |
| Banner University Health Plan | University Family Plan | $166.84 | ↓ -58% |
| Health Net | Medicaid | $166.84 | ↓ -58% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $166.84 | ↓ -58% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $345.99 | ↓ -14% |
| Aetna | Medicare Advantage | $417.40 | ↑ +4% |
| Aetna | Qualified Health Plan | $469.57 | ↑ +17% |
| Health Choice Arizona, Inc. | Medicare Advantage | $626.10 | ↑ +56% |
| Aetna | Banner Employee Plans | $701.23 | ↑ +75% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $834.80 | ↑ +108% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $889.34 | ↑ +122% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $939.15 | ↑ +134% |
| Plotkin Health | Plotkin Health | $939.15 | ↑ +134% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $948.62 | ↑ +137% |
| Aetna | Joint Venture | $964.19 | ↑ +141% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $996.05 | ↑ +149% |
| Aetna | Designated Group | $1,024.72 | ↑ +156% |
| Oscar Health Plan | Commercial | $1,043.50 | ↑ +160% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,043.50 | ↑ +160% |
| Health Net | Medicare | $1,043.50 | ↑ +160% |
| Aetna | Medical Rental | $1,099.85 | ↑ +174% |
| Quiktrip Corporation | Commercial | $1,126.98 | ↑ +181% |
| Health Net | Commerical Exchange Product | $1,126.98 | ↑ +181% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,185.78 | ↑ +196% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,185.78 | ↑ +196% |
| Aetna | Broad Network | $1,204.20 | ↑ +201% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,346.00 | ↑ +236% |
| Arizona Medical Network | Commercial | $1,460.90 | ↑ +265% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,496.00 | ↑ +273% |
| Provider Network of America | Commercial | $1,565.25 | ↑ +291% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
MRI lower extremity other than joint without contrast (both sides) at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $394.44 | $166.84 – $1,565.25 |
| Arizona General Hospital Laveen | Phoenix | $703.72 | $241.03 – $2,510.65 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $2,198.41 | $241.03 – $2,272.83 |
| Banner University Medical Center Tucson | Tucson | $523.18 | $166.84 – $2,262.40 |
| Banner University Medical Center South | Tucson | $446.82 | $166.84 – $2,262.40 |
| Banner Baywood Medical Center | Mesa | $369.40 | $166.84 – $1,565.25 |
| Banner Boswell Medical Center | Sun City | $306.79 | $166.84 – $1,669.60 |
| Banner Casa Grande Medical Center | Casa Grande | $413.23 | $166.84 – $1,565.25 |