MRI guid ndl plc s&i at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$436.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,275.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$455.00 with Aetna vs $2,201.49 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $455.00 | ↑ +4% |
| Arizona Physicians IPA | Medicaid | $509.60 | ↑ +17% |
| Health Net | Medicaid | $509.60 | ↑ +17% |
| Health Choice Arizona, Inc. | Medicaid | $509.60 | ↑ +17% |
| Banner University Health Plan | University Family Plan | $509.60 | ↑ +17% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $509.60 | ↑ +17% |
| Mercy Care | Medicaid | $509.60 | ↑ +17% |
| Aetna | Qualified Health Plan | $511.88 | ↑ +17% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $642.36 | ↑ +47% |
| Health Choice Arizona, Inc. | Medicare Advantage | $682.50 | ↑ +56% |
| Aetna | Banner Employee Plans | $764.40 | ↑ +75% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $910.00 | ↑ +108% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,023.75 | ↑ +134% |
| Plotkin Health | Plotkin Health | $1,023.75 | ↑ +134% |
| Aetna | Joint Venture | $1,051.05 | ↑ +141% |
| Aetna | Designated Group | $1,117.03 | ↑ +156% |
| Oscar Health Plan | Commercial | $1,137.50 | ↑ +160% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,137.50 | ↑ +160% |
| Health Net | Medicare | $1,137.50 | ↑ +160% |
| Aetna | Medical Rental | $1,198.92 | ↑ +174% |
| Quiktrip Corporation | Commercial | $1,228.50 | ↑ +181% |
| Health Net | Commerical Exchange Product | $1,228.50 | ↑ +181% |
| Aetna | Broad Network | $1,312.67 | ↑ +201% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,346.00 | ↑ +208% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,496.00 | ↑ +242% |
| Arizona Medical Network | Commercial | $1,592.50 | ↑ +265% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,651.12 | ↑ +278% |
| Provider Network of America | Commercial | $1,706.25 | ↑ +291% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,761.19 | ↑ +303% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,849.24 | ↑ +323% |
| Blue Cross Blue Shield of Arizona | Commercial | $2,201.49 | ↑ +404% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $2,201.49 | ↑ +404% |
Visitor-reported prices
Comments
MRI guid ndl plc s&i at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $429.98 | $455.00 – $1,706.25 |
| Banner Baywood Medical Center | Mesa | $402.67 | $455.00 – $1,706.25 |
| Banner Del Webb Medical Center | Sun City West | $336.70 | $455.00 – $1,820.00 |
| Banner Desert Medical Center | Mesa | $550.55 | $455.00 – $1,706.25 |
| Banner Ironwood Medical Center | San Tan Valley | $420.88 | $455.00 – $1,706.25 |
| Banner Gateway Medical Center | Gilbert | $384.48 | $455.00 – $1,706.25 |
| Banner Heart Hospital | Mesa | $582.40 | $404.95 – $1,706.25 |
| Banner Ocotillo Medical Center | Chandler | $495.95 | $455.00 – $1,706.25 |