MRI breast c-+ w/cad uni at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$559.87

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,916.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$445.98 with Blue Cross Blue Shield of Arizona vs $2,187.00 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $445.98 ↓ -20%
Aetna Medicare Advantage $583.20 ↑ +4%
Mercy Care Medicaid $653.18 ↑ +17%
Arizona Physicians IPA Medicaid $653.18 ↑ +17%
Health Net Medicaid $653.18 ↑ +17%
Banner University Health Plan University Family Plan $653.18 ↑ +17%
Banner University Health Plan AZ Medicaid - AHCCCS $653.18 ↑ +17%
Health Choice Arizona, Inc. Medicaid $653.18 ↑ +17%
Aetna Qualified Health Plan $656.10 ↑ +17%
Health Choice Arizona, Inc. Medicare Advantage $874.80 ↑ +56%
Aetna Banner Employee Plans $979.78 ↑ +75%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $1,146.34 ↑ +105%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $1,166.40 ↑ +108%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $1,222.76 ↑ +118%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $1,283.89 ↑ +129%
Plotkin Health Plotkin Health $1,312.20 ↑ +134%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $1,312.20 ↑ +134%
Cigna Healthcare of Arizona, Inc. LocalFlex $1,346.00 ↑ +140%
Aetna Joint Venture $1,347.19 ↑ +141%
Aetna Designated Group $1,431.76 ↑ +156%
Health Choice Arizona, Inc. ACA Health Plan $1,458.00 ↑ +160%
Health Net Medicare $1,458.00 ↑ +160%
Oscar Health Plan Commercial $1,458.00 ↑ +160%
Cigna Healthcare of Arizona, Inc. Commercial $1,496.00 ↑ +167%
Blue Cross Blue Shield of Arizona Commercial $1,528.45 ↑ +173%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $1,528.45 ↑ +173%
Aetna Medical Rental $1,536.73 ↑ +174%
Quiktrip Corporation Commercial $1,574.64 ↑ +181%
Health Net Commerical Exchange Product $1,574.64 ↑ +181%
Aetna Broad Network $1,682.53 ↑ +201%
Arizona Medical Network Commercial $2,041.20 ↑ +265%
Provider Network of America Commercial $2,187.00 ↑ +291%

Visitor-reported prices

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MRI breast c-+ w/cad uni at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $551.12 $583.20 – $2,187.00
St. Joseph’s Hospital and Medical Center Phoenix $1,133.02 $362.62 – $2,343.14
Banner University Medical Center Tucson Tucson $419.58 $453.60 – $1,814.40
Banner University Medical Center South Tucson $358.34 $453.60 – $1,814.40
Banner Baywood Medical Center Mesa $516.13 $583.20 – $2,187.00
Banner Boswell Medical Center Sun City $428.65 $583.20 – $2,332.80
Banner Del Webb Medical Center Sun City West $431.57 $445.98 – $2,332.80
Banner Desert Medical Center Mesa $705.67 $583.20 – $2,187.00

All Arizona hospitals for this procedure →