MRI breast c- unilateral at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$373.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,944.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$166.84 with Banner University Health Plan vs $1,496.00 with Cigna Healthcare of Arizona, Inc. — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner University Health Plan | AZ Medicaid - AHCCCS | $166.84 | ↓ -55% |
| Health Choice Arizona, Inc. | Medicaid | $166.84 | ↓ -55% |
| Arizona Physicians IPA | Medicaid | $166.84 | ↓ -55% |
| Banner University Health Plan | University Family Plan | $166.84 | ↓ -55% |
| Mercy Care | Medicaid | $166.84 | ↓ -55% |
| Health Net | Medicaid | $166.84 | ↓ -55% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $272.63 | ↓ -27% |
| Aetna | Medicare Advantage | $388.80 | ↑ +4% |
| Aetna | Qualified Health Plan | $437.40 | ↑ +17% |
| Aetna | Banner Employee Plans | $487.00 | ↑ +30% |
| Health Choice Arizona, Inc. | Medicare Advantage | $583.20 | ↑ +56% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $700.77 | ↑ +88% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $747.49 | ↑ +100% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $777.60 | ↑ +108% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $784.86 | ↑ +110% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $874.80 | ↑ +134% |
| Plotkin Health | Plotkin Health | $874.80 | ↑ +134% |
| Blue Cross Blue Shield of Arizona | Commercial | $934.36 | ↑ +150% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $934.36 | ↑ +150% |
| Oscar Health Plan | Commercial | $972.00 | ↑ +160% |
| Health Net | Medicare | $972.00 | ↑ +160% |
| Health Choice Arizona, Inc. | ACA Health Plan | $972.00 | ↑ +160% |
| Aetna | Joint Venture | $990.00 | ↑ +165% |
| Aetna | Medical Rental | $1,024.49 | ↑ +174% |
| Health Net | Commerical Exchange Product | $1,049.76 | ↑ +181% |
| Quiktrip Corporation | Commercial | $1,049.76 | ↑ +181% |
| Aetna | Designated Group | $1,052.00 | ↑ +182% |
| Aetna | Broad Network | $1,238.00 | ↑ +232% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,346.00 | ↑ +261% |
| Arizona Medical Network | Commercial | $1,360.80 | ↑ +265% |
| Provider Network of America | Commercial | $1,458.00 | ↑ +291% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,496.00 | ↑ +301% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
MRI breast c- unilateral at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $367.42 | $166.84 – $1,458.00 |
| Banner University Medical Center Tucson | Tucson | $279.72 | $166.84 – $1,269.00 |
| Banner University Medical Center South | Tucson | $238.90 | $166.84 – $1,269.00 |
| Banner Baywood Medical Center | Mesa | $344.09 | $166.84 – $1,458.00 |
| Banner Boswell Medical Center | Sun City | $285.77 | $166.84 – $1,555.20 |
| Banner Del Webb Medical Center | Sun City West | $287.71 | $166.84 – $1,555.20 |
| Banner Desert Medical Center | Mesa | $470.45 | $166.84 – $1,458.00 |
| Banner Ironwood Medical Center | San Tan Valley | $359.64 | $166.84 – $1,458.00 |