MRA ext low(run-off)pst cntrst at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$1,233.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$3,748.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$499.60 with Aetna vs $1,873.50 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $499.60 | ↓ -59% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $542.45 | ↓ -56% |
| Health Net | Medicaid | $559.55 | ↓ -55% |
| Health Choice Arizona, Inc. | Medicaid | $559.55 | ↓ -55% |
| Banner University Health Plan | University Family Plan | $559.55 | ↓ -55% |
| Arizona Physicians IPA | Medicaid | $559.55 | ↓ -55% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $559.55 | ↓ -55% |
| Mercy Care | Medicaid | $559.55 | ↓ -55% |
| Aetna | Qualified Health Plan | $562.05 | ↓ -54% |
| Health Choice Arizona, Inc. | Medicare Advantage | $749.40 | ↓ -39% |
| Aetna | Banner Employee Plans | $839.33 | ↓ -32% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $999.20 | ↓ -19% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,124.10 | ↓ -9% |
| Plotkin Health | Plotkin Health | $1,124.10 | ↓ -9% |
| Aetna | Joint Venture | $1,154.08 | ↓ -6% |
| Aetna | Designated Group | $1,226.52 | ↓ -1% |
| Oscar Health Plan | Commercial | $1,249.00 | ↑ +1% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,249.00 | ↑ +1% |
| Health Net | Medicare | $1,249.00 | ↑ +1% |
| Aetna | Medical Rental | $1,316.45 | ↑ +7% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,346.00 | ↑ +9% |
| Quiktrip Corporation | Commercial | $1,348.92 | ↑ +9% |
| Health Net | Commerical Exchange Product | $1,348.92 | ↑ +9% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,394.30 | ↑ +13% |
| Aetna | Broad Network | $1,441.35 | ↑ +17% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,487.26 | ↑ +21% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,496.00 | ↑ +21% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,561.61 | ↑ +27% |
| Arizona Medical Network | Commercial | $1,748.60 | ↑ +42% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,859.07 | ↑ +51% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,859.07 | ↑ +51% |
| Provider Network of America | Commercial | $1,873.50 | ↑ +52% |
Visitor-reported prices
Comments
MRA ext low(run-off)pst cntrst at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $1,121.59 | $499.60 – $1,873.50 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $1,439.00 | $362.27 – $2,975.93 |
| Mercy Gilbert Medical Center | Gilbert | $944.15 | $362.27 – $2,955.26 |
| Banner University Medical Center Tucson | Tucson | $776.32 | $778.40 – $3,113.60 |
| Banner University Medical Center South | Tucson | $1,725.30 | $778.40 – $3,113.60 |
| Banner Baywood Medical Center | Mesa | $944.72 | $499.60 – $1,873.50 |
| Banner Boswell Medical Center | Sun City | $903.87 | $499.60 – $1,998.40 |
| Banner Casa Grande Medical Center | Casa Grande | $921.37 | $499.60 – $1,873.50 |