MRA abdomen post contrast at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$641.53
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,324.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$443.20 with Aetna vs $1,870.93 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $443.20 | ↓ -31% |
| Arizona Physicians IPA | Medicaid | $496.38 | ↓ -23% |
| Health Net | Medicaid | $496.38 | ↓ -23% |
| Banner University Health Plan | University Family Plan | $496.38 | ↓ -23% |
| Health Choice Arizona, Inc. | Medicaid | $496.38 | ↓ -23% |
| Mercy Care | Medicaid | $496.38 | ↓ -23% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $496.38 | ↓ -23% |
| Aetna | Qualified Health Plan | $498.60 | ↓ -22% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $545.91 | ↓ -15% |
| Health Choice Arizona, Inc. | Medicare Advantage | $664.80 | ↑ +4% |
| Aetna | Banner Employee Plans | $744.58 | ↑ +16% |
| Aetna | Joint Venture | $792.00 | ↑ +23% |
| Aetna | Designated Group | $842.00 | ↑ +31% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $886.40 | ↑ +38% |
| Aetna | Broad Network | $990.00 | ↑ +54% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $997.20 | ↑ +55% |
| Plotkin Health | Plotkin Health | $997.20 | ↑ +55% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,108.00 | ↑ +73% |
| Oscar Health Plan | Commercial | $1,108.00 | ↑ +73% |
| Health Net | Medicare | $1,108.00 | ↑ +73% |
| Aetna | Medical Rental | $1,167.83 | ↑ +82% |
| Quiktrip Corporation | Commercial | $1,196.64 | ↑ +87% |
| Health Net | Commerical Exchange Product | $1,196.64 | ↑ +87% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,346.00 | ↑ +110% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,403.20 | ↑ +119% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,496.00 | ↑ +133% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,496.74 | ↑ +133% |
| Arizona Medical Network | Commercial | $1,551.20 | ↑ +142% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,571.57 | ↑ +145% |
| Provider Network of America | Commercial | $1,662.00 | ↑ +159% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,870.93 | ↑ +192% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,870.93 | ↑ +192% |
Visitor-reported prices
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MRA abdomen post contrast at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $847.62 | $443.20 – $1,662.00 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $1,322.87 | $363.34 – $1,945.77 |
| Mercy Gilbert Medical Center | Gilbert | $964.32 | $363.34 – $3,018.40 |
| Banner University Medical Center Tucson | Tucson | $662.89 | $487.61 – $2,156.00 |
| Banner University Medical Center South | Tucson | $638.64 | $487.61 – $2,156.00 |
| Banner Baywood Medical Center | Mesa | $292.51 | $443.20 – $1,662.00 |
| Banner Boswell Medical Center | Sun City | $402.20 | $443.20 – $1,772.80 |
| Banner Casa Grande Medical Center | Casa Grande | $817.14 | $443.20 – $1,662.00 |