Mr safety implt pos&/immoblj at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$81.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$290.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$43.07 with Banner University Health Plan vs $300.71 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $43.07 ↓ -47%
Arizona Physicians IPA Medicaid $43.07 ↓ -47%
Health Net Medicaid $43.07 ↓ -47%
Banner University Health Plan University Family Plan $43.07 ↓ -47%
Health Choice Arizona, Inc. Medicaid $43.07 ↓ -47%
Mercy Care Medicaid $43.07 ↓ -47%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $50.08 ↓ -39%
Care 1st Medicare Advantage $63.31 ↓ -23%
Gila River Health Care Corporation Managed Care Program $63.31 ↓ -23%
United Healthcare Medicare Advantage $63.31 ↓ -23%
UPMC Health Plan Medicare Advantage $63.31 ↓ -23%
Blue Cross Blue Shield of Arizona Medicare Advantage $63.31 ↓ -23%
Banner University Health Plan University Care Advantage $63.31 ↓ -23%
Banner University Health Plan Medicare Advantage $63.31 ↓ -23%
Mercy Care Mercy Care Advantage $63.31 ↓ -23%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $63.31 ↓ -23%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $63.31 ↓ -23%
Aetna Medicare Advantage $63.31 ↓ -23%
Banner Health Medicare Advantage $63.31 ↓ -23%
Health Choice Arizona, Inc. Medicare Advantage $63.31 ↓ -23%
Kaiser Foundation Health Plan Medicare Advantage $63.31 ↓ -23%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $63.31 ↓ -23%
Health Net Medicare $63.31 ↓ -23%
Wellpoint Medicare Advantage HMO $63.31 ↓ -23%
Arizona Physicians IPA Medicare Advantage $63.31 ↓ -23%
Humana Medicare Advantage $65.21 ↓ -20%
Devoted Health Services Medicare Advantage $66.48 ↓ -19%
Carelon Medicare Advantage $66.48 ↓ -19%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $69.64 ↓ -15%
Gold Kidney Health Plan Medicare Advantage $69.64 ↓ -15%
NaphCare Federal $85.47 ↑ +5%
Aetna Qualified Health Plan $86.10 ↑ +5%
United Healthcare Individual Exchange $88.63 ↑ +8%
Health Net Commerical Exchange Product $93.70 ↑ +15%
Health Choice Arizona, Inc. ACA Health Plan $94.97 ↑ +16%
Aetna Banner Employee Plans $97.44 ↑ +19%
Oscar Health Plan Commercial $104.46 ↑ +28%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $128.74 ↑ +57%
Plotkin Health Plotkin Health $130.50 ↑ +60%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $130.50 ↑ +60%
Aetna Joint Venture $133.98 ↑ +64%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $137.32 ↑ +68%
Aetna Designated Group $142.39 ↑ +74%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $144.18 ↑ +76%
Aetna Medical Rental $152.83 ↑ +87%
Quiktrip Corporation Commercial $156.60 ↑ +91%
Aetna Broad Network $167.33 ↑ +105%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $171.65 ↑ +110%
Blue Cross Blue Shield of Arizona Commercial $171.65 ↑ +110%
Cigna Healthcare of Arizona, Inc. LocalFlex $190.53 ↑ +133%
Cigna Healthcare of Arizona, Inc. Commercial $199.23 ↑ +144%
Arizona Medical Network Commercial $203.00 ↑ +148%
Provider Network of America Commercial $217.50 ↑ +166%
United Healthcare UHC Doctor's Plan $249.63 ↑ +205%
United Healthcare UHC Core $272.04 ↑ +233%
United Healthcare Commercial $300.71 ↑ +268%

Visitor-reported prices

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Mr safety implt pos&/immoblj at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $75.69 $43.07 – $217.50
Mercy Gilbert Medical Center Gilbert $38.87 $22.12 – $121.66
Banner University Medical Center Tucson Tucson $87.00 $43.07 – $232.00
Banner University Medical Center South Tucson $89.32 $43.07 – $232.00
Banner Baywood Medical Center Mesa $83.52 $43.07 – $217.50
Banner Boswell Medical Center Sun City $70.76 $43.07 – $232.00
Banner Casa Grande Medical Center Casa Grande $62.35 $43.07 – $217.50
Banner Del Webb Medical Center Sun City West $67.57 $43.07 – $232.00

All Arizona hospitals for this procedure →