Mayo factor x at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$13.91
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$76.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$17.90 with Care 1st vs $82.04 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Care 1st | Medicare Advantage | $17.90 | ↑ +29% |
| Gila River Health Care Corporation | Managed Care Program | $17.90 | ↑ +29% |
| United Healthcare | Medicare Advantage | $17.90 | ↑ +29% |
| UPMC Health Plan | Medicare Advantage | $17.90 | ↑ +29% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $17.90 | ↑ +29% |
| Banner University Health Plan | University Family Plan | $17.90 | ↑ +29% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $17.90 | ↑ +29% |
| Banner University Health Plan | University Care Advantage | $17.90 | ↑ +29% |
| Banner University Health Plan | Medicare Advantage | $17.90 | ↑ +29% |
| Mercy Care | Medicaid | $17.90 | ↑ +29% |
| Mercy Care | Mercy Care Advantage | $17.90 | ↑ +29% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $17.90 | ↑ +29% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $17.90 | ↑ +29% |
| Aetna | Medicare Advantage | $17.90 | ↑ +29% |
| Banner Health | Medicare Advantage | $17.90 | ↑ +29% |
| Health Choice Arizona, Inc. | Medicaid | $17.90 | ↑ +29% |
| Health Choice Arizona, Inc. | Medicare Advantage | $17.90 | ↑ +29% |
| Kaiser Foundation Health Plan | Medicare Advantage | $17.90 | ↑ +29% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $17.90 | ↑ +29% |
| Health Net | Medicare | $17.90 | ↑ +29% |
| Health Net | Medicaid | $17.90 | ↑ +29% |
| Wellpoint | Medicare Advantage HMO | $17.90 | ↑ +29% |
| Arizona Physicians IPA | Medicaid | $17.90 | ↑ +29% |
| Arizona Physicians IPA | Medicare Advantage | $17.90 | ↑ +29% |
| Aetna | Banner Employee Plans | $18.14 | ↑ +30% |
| Humana | Medicare Advantage | $18.44 | ↑ +33% |
| Carelon | Medicare Advantage | $18.80 | ↑ +35% |
| Devoted Health Services | Medicare Advantage | $18.80 | ↑ +35% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $19.69 | ↑ +42% |
| Gold Kidney Health Plan | Medicare Advantage | $19.69 | ↑ +42% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $23.94 | ↑ +72% |
| NaphCare | Federal | $24.16 | ↑ +74% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $24.30 | ↑ +75% |
| Plotkin Health | Plotkin Health | $24.30 | ↑ +75% |
| Aetna | Qualified Health Plan | $24.34 | ↑ +75% |
| United Healthcare | Individual Exchange | $25.06 | ↑ +80% |
| Health Net | Commerical Exchange Product | $26.49 | ↑ +90% |
| Health Choice Arizona, Inc. | ACA Health Plan | $26.85 | ↑ +93% |
| Aetna | Medical Rental | $28.46 | ↑ +105% |
| Quiktrip Corporation | Commercial | $29.16 | ↑ +110% |
| Oscar Health Plan | Commercial | $29.54 | ↑ +112% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $31.43 | ↑ +126% |
| United Healthcare | UHC Doctor's Plan | $33.10 | ↑ +138% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $34.92 | ↑ +151% |
| United Healthcare | UHC Core | $36.61 | ↑ +163% |
| Arizona Medical Network | Commercial | $37.80 | ↑ +172% |
| United Healthcare | Commercial | $40.27 | ↑ +190% |
| Provider Network of America | Commercial | $40.50 | ↑ +191% |
| Aetna | Joint Venture | $60.11 | ↑ +332% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $61.53 | ↑ +342% |
| Aetna | Designated Group | $63.87 | ↑ +359% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $65.63 | ↑ +372% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $68.91 | ↑ +395% |
| Aetna | Broad Network | $75.14 | ↑ +440% |
| Blue Cross Blue Shield of Arizona | Commercial | $82.04 | ↑ +490% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $82.04 | ↑ +490% |
Visitor-reported prices
Comments
Mayo factor x at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $17.18 | $17.90 – $40.50 |
| Arizona General Hospital Laveen | Phoenix | $145.65 | $10.74 – $519.62 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $197.88 | $7.52 – $397.37 |
| Mercy Gilbert Medical Center | Gilbert | $75.53 | $10.03 – $55.14 |
| Banner University Medical Center Tucson | Tucson | $10.41 | $17.90 – $43.20 |
| Banner University Medical Center South | Tucson | $9.88 | $17.90 – $43.20 |
| Banner Baywood Medical Center | Mesa | $34.20 | $17.90 – $40.50 |
| Banner Behavioral Health Hospital | Scottsdale | $44.53 | $17.90 – $53.20 |