Mayo cytopathology in situ hybridization urinary tract 3-5 probes each specimen manual at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$148.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$603.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$108.14 with Banner University Health Plan vs $3,136.16 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Banner University Health Plan AZ Medicaid - AHCCCS $108.14 ↓ -27%
Banner University Health Plan University Family Plan $108.14 ↓ -27%
Arizona Physicians IPA Medicaid $108.14 ↓ -27%
Health Net Medicaid $108.14 ↓ -27%
Health Choice Arizona, Inc. Medicaid $108.14 ↓ -27%
Mercy Care Medicaid $108.14 ↓ -27%
Care 1st Medicare Advantage $182.64 ↑ +23%
Gila River Health Care Corporation Managed Care Program $182.64 ↑ +23%
United Healthcare Medicare Advantage $182.64 ↑ +23%
UPMC Health Plan Medicare Advantage $182.64 ↑ +23%
Blue Cross Blue Shield of Arizona Medicare Advantage $182.64 ↑ +23%
Banner University Health Plan University Care Advantage $182.64 ↑ +23%
Banner University Health Plan Medicare Advantage $182.64 ↑ +23%
Mercy Care Mercy Care Advantage $182.64 ↑ +23%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $182.64 ↑ +23%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $182.64 ↑ +23%
Aetna Medicare Advantage $182.64 ↑ +23%
Banner Health Medicare Advantage $182.64 ↑ +23%
Health Choice Arizona, Inc. Medicare Advantage $182.64 ↑ +23%
Kaiser Foundation Health Plan Medicare Advantage $182.64 ↑ +23%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $182.64 ↑ +23%
Health Net Medicare $182.64 ↑ +23%
Wellpoint Medicare Advantage HMO $182.64 ↑ +23%
Arizona Physicians IPA Medicare Advantage $182.64 ↑ +23%
Humana Medicare Advantage $188.12 ↑ +26%
Devoted Health Services Medicare Advantage $191.77 ↑ +29%
Carelon Medicare Advantage $191.77 ↑ +29%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $200.90 ↑ +35%
Gold Kidney Health Plan Medicare Advantage $200.90 ↑ +35%
Aetna Banner Employee Plans $202.61 ↑ +36%
NaphCare Federal $246.56 ↑ +66%
Aetna Qualified Health Plan $248.39 ↑ +67%
United Healthcare Individual Exchange $255.70 ↑ +72%
Health Net Commerical Exchange Product $270.31 ↑ +81%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $271.35 ↑ +82%
Plotkin Health Plotkin Health $271.35 ↑ +82%
Health Choice Arizona, Inc. ACA Health Plan $273.96 ↑ +84%
United Healthcare UHC Doctor's Plan $275.89 ↑ +85%
Oscar Health Plan Commercial $301.36 ↑ +102%
United Healthcare UHC Core $311.48 ↑ +109%
Aetna Medical Rental $317.78 ↑ +113%
Quiktrip Corporation Commercial $325.62 ↑ +119%
United Healthcare Commercial $335.61 ↑ +125%
Arizona Medical Network Commercial $422.10 ↑ +183%
Provider Network of America Commercial $452.25 ↑ +204%
Cigna Healthcare of Arizona, Inc. LocalFlex $856.06 ↑ +475%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $915.09 ↑ +514%
Cigna Healthcare of Arizona, Inc. Commercial $951.18 ↑ +539%
Aetna Joint Venture $2,019.74 ↑ +1256%
Aetna Designated Group $2,146.04 ↑ +1341%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $2,352.12 ↑ +1479%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $2,508.93 ↑ +1585%
Aetna Broad Network $2,524.97 ↑ +1595%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $2,634.36 ↑ +1669%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $3,136.16 ↑ +2006%
Blue Cross Blue Shield of Arizona Commercial $3,136.16 ↑ +2006%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

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Mayo cytopathology in situ hybridization urinary tract 3-5 probes each specimen manual at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $133.87 $108.14 – $452.25
Arizona General Hospital Laveen Phoenix $433.96 $97.64 – $2,648.52
Banner University Medical Center Tucson Tucson $147.73 $108.14 – $482.40
Banner University Medical Center South Tucson $142.31 $108.14 – $482.40
Banner Baywood Medical Center Mesa $128.44 $108.14 – $856.06
Banner Boswell Medical Center Sun City $130.25 $108.14 – $482.40
Banner Casa Grande Medical Center Casa Grande $108.54 $108.14 – $452.25
Banner Del Webb Medical Center Sun City West $124.22 $108.14 – $482.40

All Arizona hospitals for this procedure →