Manipulation chest wall initial demonstration/evaluation at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$55.29

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$285.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$46.59 with Blue Cross Blue Shield of Arizona vs $226.68 with Oscar Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $46.59 ↓ -16%
Health Net Medicaid $81.16 ↑ +47%
Mercy Care Medicaid $81.16 ↑ +47%
Banner University Health Plan AZ Medicaid - AHCCCS $81.16 ↑ +47%
Banner University Health Plan University Family Plan $81.16 ↑ +47%
Arizona Physicians IPA Medicaid $81.16 ↑ +47%
Health Choice Arizona, Inc. Medicaid $81.16 ↑ +47%
Aetna Banner Employee Plans $95.76 ↑ +73%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $119.75 ↑ +117%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $127.73 ↑ +131%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $128.25 ↑ +132%
Plotkin Health Plotkin Health $128.25 ↑ +132%
Aetna Joint Venture $131.67 ↑ +138%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $134.12 ↑ +143%
Care 1st Medicare Advantage $137.38 ↑ +148%
Gila River Health Care Corporation Managed Care Program $137.38 ↑ +148%
United Healthcare Medicare Advantage $137.38 ↑ +148%
UPMC Health Plan Medicare Advantage $137.38 ↑ +148%
Blue Cross Blue Shield of Arizona Medicare Advantage $137.38 ↑ +148%
Banner University Health Plan University Care Advantage $137.38 ↑ +148%
Banner University Health Plan Medicare Advantage $137.38 ↑ +148%
Mercy Care Mercy Care Advantage $137.38 ↑ +148%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $137.38 ↑ +148%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $137.38 ↑ +148%
Aetna Medicare Advantage $137.38 ↑ +148%
Banner Health Medicare Advantage $137.38 ↑ +148%
Health Choice Arizona, Inc. Medicare Advantage $137.38 ↑ +148%
Kaiser Foundation Health Plan Medicare Advantage $137.38 ↑ +148%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $137.38 ↑ +148%
Health Net Medicare $137.38 ↑ +148%
Wellpoint Medicare Advantage HMO $137.38 ↑ +148%
Arizona Physicians IPA Medicare Advantage $137.38 ↑ +148%
United Healthcare UHC Doctor's Plan $138.22 ↑ +150%
Aetna Designated Group $139.94 ↑ +153%
Humana Medicare Advantage $141.50 ↑ +156%
Carelon Medicare Advantage $144.25 ↑ +161%
Devoted Health Services Medicare Advantage $144.25 ↑ +161%
United Healthcare UHC Core $144.50 ↑ +161%
Aetna Medical Rental $150.19 ↑ +172%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $151.12 ↑ +173%
Gold Kidney Health Plan Medicare Advantage $151.12 ↑ +173%
United Healthcare Commercial $152.19 ↑ +175%
Quiktrip Corporation Commercial $153.90 ↑ +178%
Blue Cross Blue Shield of Arizona Commercial $159.67 ↑ +189%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $159.67 ↑ +189%
Aetna Broad Network $164.44 ↑ +197%
NaphCare Federal $185.46 ↑ +235%
Aetna Qualified Health Plan $186.84 ↑ +238%
Cigna Healthcare of Arizona, Inc. LocalFlex $187.25 ↑ +239%
United Healthcare Individual Exchange $192.33 ↑ +248%
Cigna Healthcare of Arizona, Inc. Commercial $195.79 ↑ +254%
Arizona Medical Network Commercial $199.50 ↑ +261%
Health Net Commerical Exchange Product $203.32 ↑ +268%
Health Choice Arizona, Inc. ACA Health Plan $206.07 ↑ +273%
Provider Network of America Commercial $213.75 ↑ +287%
Oscar Health Plan Commercial $226.68 ↑ +310%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Manipulation chest wall initial demonstration/evaluation at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $55.86 $81.16 – $226.68
Arizona General Hospital Laveen Phoenix $121.60 $26.11 – $433.83
St. Joseph’s Hospital and Medical Center Phoenix $116.90 $26.11 – $241.74
Mercy Gilbert Medical Center Gilbert $80.45 $26.11 – $251.79
Banner University Medical Center Tucson Tucson $44.07 $69.88 – $226.68
Banner University Medical Center South Tucson $44.07 $69.88 – $226.68
Banner Baywood Medical Center Mesa $65.84 $81.16 – $226.68
Banner Boswell Medical Center Sun City $58.71 $81.16 – $228.00

All Arizona hospitals for this procedure →