Lymph vessel x-ray trunk at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$529.31

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,877.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$630.67 with Aetna vs $16,556.59 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $630.67 ↑ +19%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $844.65 ↑ +60%
Plotkin Health Plotkin Health $844.65 ↑ +60%
Aetna Joint Venture $867.17 ↑ +64%
Aetna Designated Group $921.61 ↑ +74%
Aetna Medical Rental $989.18 ↑ +87%
Quiktrip Corporation Commercial $1,013.58 ↑ +91%
Aetna Broad Network $1,083.03 ↑ +105%
Cigna Healthcare of Arizona, Inc. LocalFlex $1,233.19 ↑ +133%
Cigna Healthcare of Arizona, Inc. Commercial $1,289.50 ↑ +144%
Arizona Medical Network Commercial $1,313.90 ↑ +148%
Provider Network of America Commercial $1,407.75 ↑ +166%
Arizona Physicians IPA Medicaid $2,074.70 ↑ +292%
Mercy Care Medicaid $2,074.70 ↑ +292%
Banner University Health Plan University Family Plan $2,074.70 ↑ +292%
Health Choice Arizona, Inc. Medicaid $2,074.70 ↑ +292%
Health Net Medicaid $2,074.70 ↑ +292%
Banner University Health Plan AZ Medicaid - AHCCCS $2,074.70 ↑ +292%
Arizona Physicians IPA Medicare Advantage $3,354.67 ↑ +534%
Gila River Health Care Corporation Managed Care Program $3,354.67 ↑ +534%
United Healthcare Medicare Advantage $3,354.67 ↑ +534%
UPMC Health Plan Medicare Advantage $3,354.67 ↑ +534%
Blue Cross Blue Shield of Arizona Medicare Advantage $3,354.67 ↑ +534%
Banner University Health Plan University Care Advantage $3,354.67 ↑ +534%
Banner University Health Plan Medicare Advantage $3,354.67 ↑ +534%
Mercy Care Mercy Care Advantage $3,354.67 ↑ +534%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $3,354.67 ↑ +534%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $3,354.67 ↑ +534%
Aetna Medicare Advantage $3,354.67 ↑ +534%
Banner Health Medicare Advantage $3,354.67 ↑ +534%
Health Choice Arizona, Inc. Medicare Advantage $3,354.67 ↑ +534%
Kaiser Foundation Health Plan Medicare Advantage $3,354.67 ↑ +534%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $3,354.67 ↑ +534%
Health Net Medicare $3,354.67 ↑ +534%
Wellpoint Medicare Advantage HMO $3,354.67 ↑ +534%
Care 1st Medicare Advantage $3,354.67 ↑ +534%
Humana Medicare Advantage $3,455.31 ↑ +553%
Carelon Medicare Advantage $3,522.40 ↑ +565%
Devoted Health Services Medicare Advantage $3,522.40 ↑ +565%
Gold Kidney Health Plan Medicare Advantage $3,690.14 ↑ +597%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $3,690.14 ↑ +597%
NaphCare Federal $4,528.80 ↑ +756%
Aetna Qualified Health Plan $4,562.35 ↑ +762%
United Healthcare Individual Exchange $4,696.54 ↑ +787%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $4,830.98 ↑ +813%
Health Net Commerical Exchange Product $4,964.91 ↑ +838%
Health Choice Arizona, Inc. ACA Health Plan $5,032.01 ↑ +851%
Oscar Health Plan Commercial $5,535.21 ↑ +946%
United Healthcare UHC Doctor's Plan $12,286.55 ↑ +2221%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $12,417.44 ↑ +2246%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $13,245.27 ↑ +2402%
United Healthcare UHC Core $13,389.06 ↑ +2430%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $13,907.43 ↑ +2527%
United Healthcare Commercial $14,487.17 ↑ +2637%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $16,556.59 ↑ +3028%
Blue Cross Blue Shield of Arizona Commercial $16,556.59 ↑ +3028%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Lymph vessel x-ray trunk at other Arizona hospitals

Hospital City Cash price Negotiated range
St. Joseph’s Hospital and Medical Center Phoenix $843.46 $57.47 – $2,208.00
Banner University Medical Center Tucson Tucson $440.40 $477.10 – $5,535.21
Banner University Medical Center South Tucson $452.14 $477.10 – $5,535.21
Banner Desert Medical Center Mesa $525.56 $630.67 – $5,535.21
Banner Gateway Medical Center Gilbert $557.47 $630.67 – $5,535.21
Banner Thunderbird Medical Center Glendale $480.51 $72.99 – $5,535.21

All Arizona hospitals for this procedure →