Low cost skin substitute app at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$47.14
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$91.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$18.20 with Aetna vs $2,181.88 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $18.20 | ↓ -61% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $20.38 | ↓ -57% |
| Health Net | Medicaid | $20.38 | ↓ -57% |
| Health Choice Arizona, Inc. | Medicaid | $20.38 | ↓ -57% |
| Mercy Care | Medicaid | $20.38 | ↓ -57% |
| Banner University Health Plan | University Family Plan | $20.38 | ↓ -57% |
| Arizona Physicians IPA | Medicaid | $20.38 | ↓ -57% |
| Aetna | Qualified Health Plan | $20.48 | ↓ -57% |
| Health Choice Arizona, Inc. | Medicare Advantage | $27.30 | ↓ -42% |
| Aetna | Banner Employee Plans | $30.58 | ↓ -35% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $36.40 | ↓ -23% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $40.95 | ↓ -13% |
| Plotkin Health | Plotkin Health | $40.95 | ↓ -13% |
| Aetna | Joint Venture | $42.04 | ↓ -11% |
| United Healthcare | UHC Doctor's Plan | $44.13 | ↓ -6% |
| Aetna | Designated Group | $44.68 | ↓ -5% |
| Oscar Health Plan | Commercial | $45.50 | ↓ -3% |
| Health Choice Arizona, Inc. | ACA Health Plan | $45.50 | ↓ -3% |
| Health Net | Medicare | $45.50 | ↓ -3% |
| United Healthcare | UHC Core | $46.14 | ↓ -2% |
| Aetna | Medical Rental | $47.96 | ↑ +2% |
| United Healthcare | Commercial | $48.59 | ↑ +3% |
| Health Net | Commerical Exchange Product | $49.14 | ↑ +4% |
| Quiktrip Corporation | Commercial | $49.14 | ↑ +4% |
| Aetna | Broad Network | $52.51 | ↑ +11% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $59.79 | ↑ +27% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $62.52 | ↑ +33% |
| Arizona Medical Network | Commercial | $63.70 | ↑ +35% |
| Provider Network of America | Commercial | $68.25 | ↑ +45% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $636.64 | ↑ +1251% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,636.41 | ↑ +3371% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,745.50 | ↑ +3603% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,832.76 | ↑ +3788% |
| Blue Cross Blue Shield of Arizona | Commercial | $2,181.88 | ↑ +4529% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $2,181.88 | ↑ +4529% |
Visitor-reported prices
Comments
Low cost skin substitute app at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Baywood Medical Center | Mesa | $34.94 | $18.20 – $1,636.41 |
| Banner Boswell Medical Center | Sun City | $21.95 | $18.20 – $1,249.51 |
| Banner Casa Grande Medical Center | Casa Grande | $40.95 | $18.20 – $958.32 |
| Banner University Medical Center Tucson | Tucson | not published | $1,396.11 – $1,396.11 |
| Banner University Medical Center South | Tucson | not published | $983.33 – $983.33 |
| Banner Gateway Medical Center | Gilbert | not published | $1,636.41 – $1,636.41 |