Liberta rc ipg at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$37,581.54
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$131,404.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$977.00 with Aetna vs $105,625.50 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $977.00 | ↓ -97% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $1,094.24 | ↓ -97% |
| Health Net | Medicaid | $1,094.24 | ↓ -97% |
| Health Choice Arizona, Inc. | Medicaid | $1,094.24 | ↓ -97% |
| Mercy Care | Medicaid | $1,094.24 | ↓ -97% |
| Banner University Health Plan | University Family Plan | $1,094.24 | ↓ -97% |
| Arizona Physicians IPA | Medicaid | $1,094.24 | ↓ -97% |
| Aetna | Qualified Health Plan | $1,099.12 | ↓ -97% |
| Health Choice Arizona, Inc. | Medicare Advantage | $1,465.50 | ↓ -96% |
| Aetna | Banner Employee Plans | $1,641.36 | ↓ -96% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $1,954.00 | ↓ -95% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $2,198.25 | ↓ -94% |
| Plotkin Health | Plotkin Health | $2,198.25 | ↓ -94% |
| Aetna | Joint Venture | $2,227.56 | ↓ -94% |
| Aetna | Designated Group | $2,364.34 | ↓ -94% |
| United Healthcare | UHC Doctor's Plan | $2,369.22 | ↓ -94% |
| Oscar Health Plan | Commercial | $2,442.50 | ↓ -94% |
| Health Choice Arizona, Inc. | ACA Health Plan | $2,442.50 | ↓ -94% |
| Health Net | Medicare | $2,442.50 | ↓ -94% |
| United Healthcare | UHC Core | $2,476.70 | ↓ -93% |
| Aetna | Medical Rental | $2,574.39 | ↓ -93% |
| United Healthcare | Commercial | $2,608.59 | ↓ -93% |
| Health Net | Commerical Exchange Product | $2,637.90 | ↓ -93% |
| Quiktrip Corporation | Commercial | $2,637.90 | ↓ -93% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $2,676.98 | ↓ -93% |
| Aetna | Broad Network | $2,784.45 | ↓ -93% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $2,799.11 | ↓ -93% |
| Arizona Medical Network | Commercial | $3,419.50 | ↓ -91% |
| Provider Network of America | Commercial | $3,663.75 | ↓ -90% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $30,820.00 | ↓ -18% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $79,219.12 | ↑ +111% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $84,500.40 | ↑ +125% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $88,724.75 | ↑ +136% |
| Blue Cross Blue Shield of Arizona | Commercial | $105,625.50 | ↑ +181% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $105,625.50 | ↑ +181% |
Visitor-reported prices
Comments
Liberta rc ipg at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $30,004.10 | $977.00 – $79,219.12 |
| Arizona General Hospital Laveen | Phoenix | $9,618.00 | $5,880.00 – $49,680.50 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $31,727.01 | $617.68 – $4,412.00 |
| Mercy Gilbert Medical Center | Gilbert | $70,794.62 | $1,721.58 – $12,297.00 |
| Banner University Medical Center Tucson | Tucson | $38,632.78 | $977.00 – $67,586.25 |
| Banner University Medical Center South | Tucson | $37,055.93 | $977.00 – $47,603.50 |
| Banner Baywood Medical Center | Mesa | $23,828.29 | $977.00 – $79,219.12 |
| Banner Boswell Medical Center | Sun City | $32,325.38 | $977.00 – $60,489.28 |