Lens iol ant bicnvx 24.0 multi at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$709.72

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,157.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$118.80 with Aetna vs $445.50 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $118.80 ↓ -83%
Arizona Physicians IPA Medicaid $133.06 ↓ -81%
Health Net Medicaid $133.06 ↓ -81%
Banner University Health Plan University Family Plan $133.06 ↓ -81%
Banner University Health Plan AZ Medicaid - AHCCCS $133.06 ↓ -81%
Mercy Care Medicaid $133.06 ↓ -81%
Health Choice Arizona, Inc. Medicaid $133.06 ↓ -81%
Aetna Qualified Health Plan $133.65 ↓ -81%
Health Choice Arizona, Inc. Medicare Advantage $178.20 ↓ -75%
Aetna Banner Employee Plans $199.58 ↓ -72%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $237.60 ↓ -67%
Plotkin Health Plotkin Health $267.30 ↓ -62%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $267.30 ↓ -62%
Aetna Joint Venture $274.43 ↓ -61%
United Healthcare UHC Doctor's Plan $288.09 ↓ -59%
Aetna Designated Group $291.65 ↓ -59%
Health Net Medicare $297.00 ↓ -58%
Health Choice Arizona, Inc. ACA Health Plan $297.00 ↓ -58%
Oscar Health Plan Commercial $297.00 ↓ -58%
United Healthcare UHC Core $301.16 ↓ -58%
Aetna Medical Rental $313.04 ↓ -56%
United Healthcare Commercial $317.20 ↓ -55%
Quiktrip Corporation Commercial $320.76 ↓ -55%
Health Net Commerical Exchange Product $320.76 ↓ -55%
Cigna Healthcare of Arizona, Inc. LocalFlex $325.51 ↓ -54%
Cigna Healthcare of Arizona, Inc. Commercial $340.36 ↓ -52%
Aetna Broad Network $342.74 ↓ -52%
Arizona Medical Network Commercial $415.80 ↓ -41%
Provider Network of America Commercial $445.50 ↓ -37%

Visitor-reported prices

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Lens iol ant bicnvx 24.0 multi at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $645.48 $118.80 – $445.50
St. Joseph’s Hospital and Medical Center Phoenix $1,877.15 $57.82 – $326.27
Mercy Gilbert Medical Center Gilbert $2,325.69 $160.58 – $883.19
Banner University Medical Center Tucson Tucson $1,450.85 $118.80 – $475.20
Banner University Medical Center South Tucson $1,260.33 $118.80 – $475.20
Banner Baywood Medical Center Mesa $543.69 $118.80 – $445.50
Banner Boswell Medical Center Sun City $520.18 $118.80 – $475.20
Banner Del Webb Medical Center Sun City West $574.13 $118.80 – $475.20

All Arizona hospitals for this procedure →