Laryngoscopic sensory vid at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$195.32

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$794.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$81.00 with Aetna vs $595.50 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Banner Employee Plans $81.00 ↓ -59%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $154.03 ↓ -21%
Aetna Medicare Advantage $158.80 ↓ -19%
Health Choice Arizona, Inc. Medicaid $177.86 ↓ -9%
Arizona Physicians IPA Medicaid $177.86 ↓ -9%
Mercy Care Medicaid $177.86 ↓ -9%
Health Net Medicaid $177.86 ↓ -9%
Aetna Qualified Health Plan $178.65 ↓ -9%
Cigna Healthcare of Arizona, Inc. LocalFlex $203.00 ↑ +4%
Cigna Healthcare of Arizona, Inc. Commercial $225.00 ↑ +15%
Health Choice Arizona, Inc. Medicare Advantage $238.20 ↑ +22%
United Healthcare UHC Doctor's Plan $241.00 ↑ +23%
United Healthcare UHC Core $252.00 ↑ +29%
United Healthcare Commercial $265.00 ↑ +36%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $317.60 ↑ +63%
Plotkin Health Plotkin Health $357.30 ↑ +83%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $357.30 ↑ +83%
Aetna Joint Venture $366.83 ↑ +88%
Aetna Designated Group $389.85 ↑ +100%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $395.91 ↑ +103%
Health Net Medicare $397.00 ↑ +103%
Health Choice Arizona, Inc. ACA Health Plan $397.00 ↑ +103%
Oscar Health Plan Commercial $397.00 ↑ +103%
Aetna Medical Rental $418.44 ↑ +114%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $422.30 ↑ +116%
Quiktrip Corporation Commercial $428.76 ↑ +120%
Health Net Commerical Exchange Product $428.76 ↑ +120%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $443.41 ↑ +127%
Aetna Broad Network $458.14 ↑ +135%
Blue Cross Blue Shield of Arizona Commercial $527.88 ↑ +170%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $527.88 ↑ +170%
Arizona Medical Network Commercial $555.80 ↑ +185%
Provider Network of America Commercial $595.50 ↑ +205%

Visitor-reported prices

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Laryngoscopic sensory vid at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $213.59 $81.00 – $595.50
Banner Gateway Medical Center Gilbert $222.32 $81.00 – $595.50

All Arizona hospitals for this procedure →