healthcosts.net
Knee MRI (with and without contrast) at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$685.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,569.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$266.89 with Banner University Health Plan vs $2,676.75 with Provider Network of America — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Banner University Health Plan | AZ Medicaid - AHCCCS | $266.89 | ↓ -61% |
| Banner University Health Plan | University Family Plan | $266.89 | ↓ -61% |
| Health Net | Medicaid | $266.89 | ↓ -61% |
| Health Choice Arizona, Inc. | Medicaid | $266.89 | ↓ -61% |
| Arizona Physicians IPA | Medicaid | $266.89 | ↓ -61% |
| Mercy Care | Medicaid | $266.89 | ↓ -61% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $614.54 | ↓ -10% |
| Aetna | Medicare Advantage | $713.80 | ↑ +4% |
| Aetna | Qualified Health Plan | $803.02 | ↑ +17% |
| Health Choice Arizona, Inc. | Medicare Advantage | $1,070.70 | ↑ +56% |
| Aetna | Banner Employee Plans | $1,199.18 | ↑ +75% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,346.00 | ↑ +96% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $1,427.60 | ↑ +108% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,496.00 | ↑ +118% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $1,579.61 | ↑ +131% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,606.05 | ↑ +134% |
| Plotkin Health | Plotkin Health | $1,606.05 | ↑ +134% |
| Aetna | Joint Venture | $1,648.88 | ↑ +141% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,684.91 | ↑ +146% |
| Aetna | Designated Group | $1,752.38 | ↑ +156% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,769.15 | ↑ +158% |
| Oscar Health Plan | Commercial | $1,784.50 | ↑ +160% |
| Health Net | Medicare | $1,784.50 | ↑ +160% |
| Health Choice Arizona, Inc. | ACA Health Plan | $1,784.50 | ↑ +160% |
| Aetna | Medical Rental | $1,880.86 | ↑ +174% |
| Health Net | Commerical Exchange Product | $1,927.26 | ↑ +181% |
| Quiktrip Corporation | Commercial | $1,927.26 | ↑ +181% |
| Aetna | Broad Network | $2,059.31 | ↑ +201% |
| Blue Cross Blue Shield of Arizona | Commercial | $2,106.14 | ↑ +207% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $2,106.14 | ↑ +207% |
| Arizona Medical Network | Commercial | $2,498.30 | ↑ +265% |
| Provider Network of America | Commercial | $2,676.75 | ↑ +291% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Knee MRI (with and without contrast) at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $674.54 | $266.89 – $2,676.75 |
| Banner University Medical Center Tucson | Tucson | $1,028.41 | $266.89 – $4,447.20 |
| Banner University Medical Center South | Tucson | $878.32 | $266.89 – $4,447.20 |
| Banner Baywood Medical Center | Mesa | $631.71 | $266.89 – $2,676.75 |
| Banner Boswell Medical Center | Sun City | $524.64 | $266.89 – $2,855.20 |
| Banner Casa Grande Medical Center | Casa Grande | $706.66 | $266.89 – $2,676.75 |
| Banner Del Webb Medical Center | Sun City West | $528.21 | $266.89 – $2,855.20 |
| Banner Desert Medical Center | Mesa | $863.70 | $266.89 – $2,676.75 |