Kit case 4.2mm spinejack at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$3,923.92
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$13,720.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$2,744.00 with Aetna vs $13,084.95 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $2,744.00 | ↓ -30% |
| Health Choice Arizona, Inc. | Medicaid | $3,073.28 | ↓ -22% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $3,073.28 | ↓ -22% |
| Arizona Physicians IPA | Medicaid | $3,073.28 | ↓ -22% |
| Health Net | Medicaid | $3,073.28 | ↓ -22% |
| Banner University Health Plan | University Family Plan | $3,073.28 | ↓ -22% |
| Mercy Care | Medicaid | $3,073.28 | ↓ -22% |
| Aetna | Qualified Health Plan | $3,087.00 | ↓ -21% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $3,818.00 | ↓ -3% |
| Health Choice Arizona, Inc. | Medicare Advantage | $4,116.00 | ↑ +5% |
| Aetna | Banner Employee Plans | $4,609.92 | ↑ +17% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $5,488.00 | ↑ +40% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $6,174.00 | ↑ +57% |
| Plotkin Health | Plotkin Health | $6,174.00 | ↑ +57% |
| Aetna | Joint Venture | $6,256.32 | ↑ +59% |
| Aetna | Designated Group | $6,640.48 | ↑ +69% |
| United Healthcare | UHC Doctor's Plan | $6,654.20 | ↑ +70% |
| Health Choice Arizona, Inc. | ACA Health Plan | $6,860.00 | ↑ +75% |
| Oscar Health Plan | Commercial | $6,860.00 | ↑ +75% |
| Health Net | Medicare | $6,860.00 | ↑ +75% |
| United Healthcare | UHC Core | $6,956.04 | ↑ +77% |
| Aetna | Medical Rental | $7,230.44 | ↑ +84% |
| United Healthcare | Commercial | $7,326.48 | ↑ +87% |
| Health Net | Commerical Exchange Product | $7,408.80 | ↑ +89% |
| Quiktrip Corporation | Commercial | $7,408.80 | ↑ +89% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $7,518.56 | ↑ +92% |
| Aetna | Broad Network | $7,820.40 | ↑ +99% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $7,861.56 | ↑ +100% |
| Arizona Medical Network | Commercial | $9,604.00 | ↑ +145% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $9,813.71 | ↑ +150% |
| Provider Network of America | Commercial | $10,290.00 | ↑ +162% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $10,467.96 | ↑ +167% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $10,991.27 | ↑ +180% |
| Blue Cross Blue Shield of Arizona | Commercial | $13,084.95 | ↑ +233% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $13,084.95 | ↑ +233% |
Visitor-reported prices
Comments
Kit case 4.2mm spinejack at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Gilbert Medical Center | Gilbert | $3,025.07 | $1,721.58 – $9,468.69 |
| Chandler Regional Medical Center | Chandler | $3,295.60 | $1,721.58 – $10,329.48 |