Kidney imaging morphology at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$668.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,685.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$273.41 with Health Choice Arizona, Inc. vs $1,909.17 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Arizona, Inc. Medicaid $273.41 ↓ -59%
Arizona Physicians IPA Medicaid $273.41 ↓ -59%
Health Net Medicaid $273.41 ↓ -59%
Banner University Health Plan AZ Medicaid - AHCCCS $273.41 ↓ -59%
Banner University Health Plan University Family Plan $273.41 ↓ -59%
Mercy Care Medicaid $273.41 ↓ -59%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $286.29 ↓ -57%
Wellpoint Medicare Advantage HMO $428.28 ↓ -36%
Aetna Medicare Advantage $428.28 ↓ -36%
Arizona Physicians IPA Medicare Advantage $428.28 ↓ -36%
Banner Health Medicare Advantage $428.28 ↓ -36%
Banner University Health Plan Medicare Advantage $428.28 ↓ -36%
Banner University Health Plan University Care Advantage $428.28 ↓ -36%
Blue Cross Blue Shield of Arizona Medicare Advantage $428.28 ↓ -36%
Care 1st Medicare Advantage $428.28 ↓ -36%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $428.28 ↓ -36%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $428.28 ↓ -36%
Gila River Health Care Corporation Managed Care Program $428.28 ↓ -36%
Health Choice Arizona, Inc. Medicare Advantage $428.28 ↓ -36%
Health Net Medicare $428.28 ↓ -36%
Kaiser Foundation Health Plan Medicare Advantage $428.28 ↓ -36%
Mercy Care Mercy Care Advantage $428.28 ↓ -36%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $428.28 ↓ -36%
United Healthcare Medicare Advantage $428.28 ↓ -36%
UPMC Health Plan Medicare Advantage $428.28 ↓ -36%
Humana Medicare Advantage $441.13 ↓ -34%
Carelon Medicare Advantage $449.69 ↓ -33%
Devoted Health Services Medicare Advantage $449.69 ↓ -33%
Gold Kidney Health Plan Medicare Advantage $471.11 ↓ -30%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $471.11 ↓ -30%
Aetna Banner Employee Plans $566.16 ↓ -15%
NaphCare Federal $578.18 ↓ -14%
Aetna Qualified Health Plan $582.46 ↓ -13%
United Healthcare Individual Exchange $599.59 ↓ -10%
Health Net Commerical Exchange Product $633.85 ↓ -5%
Health Choice Arizona, Inc. ACA Health Plan $642.42 ↓ -4%
Oscar Health Plan Commercial $706.66 ↑ +6%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $735.86 ↑ +10%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $758.25 ↑ +13%
Plotkin Health Plotkin Health $758.25 ↑ +13%
Aetna Joint Venture $778.47 ↑ +16%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $784.92 ↑ +17%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $824.16 ↑ +23%
Aetna Designated Group $827.34 ↑ +24%
Aetna Medical Rental $888.00 ↑ +33%
Quiktrip Corporation Commercial $909.90 ↑ +36%
Aetna Broad Network $972.25 ↑ +45%
Blue Cross Blue Shield of Arizona Commercial $981.15 ↑ +47%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $981.15 ↑ +47%
Cigna Healthcare of Arizona, Inc. LocalFlex $1,107.05 ↑ +65%
Cigna Healthcare of Arizona, Inc. Commercial $1,157.60 ↑ +73%
Arizona Medical Network Commercial $1,179.50 ↑ +76%
Provider Network of America Commercial $1,263.75 ↑ +89%
United Healthcare UHC Doctor's Plan $1,617.92 ↑ +142%
United Healthcare UHC Core $1,763.10 ↑ +164%
United Healthcare Commercial $1,909.17 ↑ +185%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital —

Visitor-reported prices

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Kidney imaging morphology at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $355.53 $273.41 – $1,263.75
Banner Casa Grande Medical Center Casa Grande $331.94 $222.01 – $1,263.75
Banner Desert Medical Center Mesa $471.80 $273.41 – $1,263.75
Banner Gateway Medical Center Gilbert $486.96 $273.41 – $1,263.75
Banner Ocotillo Medical Center Chandler $539.20 $273.41 – $1,263.75
Banner Thunderbird Medical Center Glendale $412.82 $72.99 – $1,263.75

All Arizona hospitals for this procedure →