Ionm in operatng room 15 min at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$302.73
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$339.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$67.80 with Aetna vs $667.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $67.80 | ↓ -78% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $70.18 | ↓ -77% |
| Mercy Care | Medicaid | $75.94 | ↓ -75% |
| Health Choice Arizona, Inc. | Medicaid | $75.94 | ↓ -75% |
| Health Net | Medicaid | $75.94 | ↓ -75% |
| Arizona Physicians IPA | Medicaid | $75.94 | ↓ -75% |
| Aetna | Qualified Health Plan | $76.28 | ↓ -75% |
| Health Choice Arizona, Inc. | Medicare Advantage | $101.70 | ↓ -66% |
| Aetna | Banner Employee Plans | $113.90 | ↓ -62% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $135.60 | ↓ -55% |
| Plotkin Health | Plotkin Health | $152.55 | ↓ -50% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $152.55 | ↓ -50% |
| Aetna | Joint Venture | $156.62 | ↓ -48% |
| Aetna | Designated Group | $166.45 | ↓ -45% |
| Health Net | Medicare | $169.50 | ↓ -44% |
| Oscar Health Plan | Commercial | $169.50 | ↓ -44% |
| Health Choice Arizona, Inc. | ACA Health Plan | $169.50 | ↓ -44% |
| Aetna | Medical Rental | $178.65 | ↓ -41% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $180.38 | ↓ -40% |
| Health Net | Commerical Exchange Product | $183.06 | ↓ -40% |
| Quiktrip Corporation | Commercial | $183.06 | ↓ -40% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $192.41 | ↓ -36% |
| Aetna | Broad Network | $195.60 | ↓ -35% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $202.03 | ↓ -33% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $222.72 | ↓ -26% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $232.89 | ↓ -23% |
| Arizona Medical Network | Commercial | $237.30 | ↓ -22% |
| Blue Cross Blue Shield of Arizona | Commercial | $240.51 | ↓ -21% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $240.51 | ↓ -21% |
| Provider Network of America | Commercial | $254.25 | ↓ -16% |
| United Healthcare | UHC Doctor's Plan | $606.00 | ↑ +100% |
| United Healthcare | UHC Core | $634.00 | ↑ +109% |
| United Healthcare | Commercial | $667.00 | ↑ +120% |
Visitor-reported prices
Comments
Ionm in operatng room 15 min at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Joseph’s Hospital and Medical Center | Phoenix | $87.48 | $33.62 – $180.91 |
| Mercy Gilbert Medical Center | Gilbert | $32.23 | $18.34 – $100.87 |
| Banner University Medical Center Tucson | Tucson | $143.44 | $46.80 – $496.00 |
| Banner University Medical Center South | Tucson | $69.17 | $46.80 – $496.00 |
| Banner Boswell Medical Center | Sun City | $81.75 | $67.80 – $606.00 |
| Banner Gateway Medical Center | Gilbert | $289.51 | $67.80 – $606.00 |
| Chandler Regional Medical Center | Chandler | $35.11 | $18.34 – $110.04 |