Intrinsic factor antibody at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$11.21

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$59.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.08 with Care 1st vs $69.11 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $15.08 ↑ +35%
Gila River Health Care Corporation Managed Care Program $15.08 ↑ +35%
United Healthcare Medicare Advantage $15.08 ↑ +35%
UPMC Health Plan Medicare Advantage $15.08 ↑ +35%
Blue Cross Blue Shield of Arizona Medicare Advantage $15.08 ↑ +35%
Banner University Health Plan University Family Plan $15.08 ↑ +35%
Banner University Health Plan AZ Medicaid - AHCCCS $15.08 ↑ +35%
Banner University Health Plan University Care Advantage $15.08 ↑ +35%
Banner University Health Plan Medicare Advantage $15.08 ↑ +35%
Mercy Care Medicaid $15.08 ↑ +35%
Mercy Care Mercy Care Advantage $15.08 ↑ +35%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $15.08 ↑ +35%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $15.08 ↑ +35%
Aetna Medicare Advantage $15.08 ↑ +35%
Banner Health Medicare Advantage $15.08 ↑ +35%
Health Choice Arizona, Inc. Medicaid $15.08 ↑ +35%
Health Choice Arizona, Inc. Medicare Advantage $15.08 ↑ +35%
Kaiser Foundation Health Plan Medicare Advantage $15.08 ↑ +35%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $15.08 ↑ +35%
Health Net Medicare $15.08 ↑ +35%
Health Net Medicaid $15.08 ↑ +35%
Wellpoint Medicare Advantage HMO $15.08 ↑ +35%
Arizona Physicians IPA Medicaid $15.08 ↑ +35%
Arizona Physicians IPA Medicare Advantage $15.08 ↑ +35%
Humana Medicare Advantage $15.53 ↑ +39%
Carelon Medicare Advantage $15.83 ↑ +41%
Devoted Health Services Medicare Advantage $15.83 ↑ +41%
Gold Kidney Health Plan Medicare Advantage $16.59 ↑ +48%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $16.59 ↑ +48%
Aetna Banner Employee Plans $19.82 ↑ +77%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $20.17 ↑ +80%
NaphCare Federal $20.36 ↑ +82%
Aetna Qualified Health Plan $20.51 ↑ +83%
United Healthcare Individual Exchange $21.11 ↑ +88%
Health Net Commerical Exchange Product $22.32 ↑ +99%
Health Choice Arizona, Inc. ACA Health Plan $22.62 ↑ +102%
Oscar Health Plan Commercial $24.88 ↑ +122%
Cigna Healthcare of Arizona, Inc. LocalFlex $26.46 ↑ +136%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $26.55 ↑ +137%
Plotkin Health Plotkin Health $26.55 ↑ +137%
United Healthcare UHC Doctor's Plan $27.89 ↑ +149%
Cigna Healthcare of Arizona, Inc. Commercial $29.40 ↑ +162%
United Healthcare UHC Core $30.83 ↑ +175%
Aetna Medical Rental $31.09 ↑ +177%
Quiktrip Corporation Commercial $31.86 ↑ +184%
United Healthcare Commercial $33.93 ↑ +203%
Arizona Medical Network Commercial $41.30 ↑ +268%
Provider Network of America Commercial $44.25 ↑ +295%
Aetna Joint Venture $50.64 ↑ +352%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $51.84 ↑ +362%
Aetna Designated Group $53.81 ↑ +380%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $55.29 ↑ +393%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $58.06 ↑ +418%
Aetna Broad Network $63.31 ↑ +465%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $69.11 ↑ +517%
Blue Cross Blue Shield of Arizona Commercial $69.11 ↑ +517%

Visitor-reported prices

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Intrinsic factor antibody at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $14.46 $15.08 – $44.25
Arizona General Hospital Laveen Phoenix $21.30 $9.04 – $75.99
St. Joseph’s Hospital and Medical Center Phoenix $35.53 $6.33 – $73.47
Mercy Gilbert Medical Center Gilbert $14.84 $8.45 – $46.45
Banner University Medical Center Tucson Tucson $12.69 $15.08 – $47.20
Banner University Medical Center South Tucson $8.02 $15.08 – $47.20
Banner Baywood Medical Center Mesa $9.91 $15.08 – $44.25
Banner Boswell Medical Center Sun City $10.80 $15.08 – $47.20

All Arizona hospitals for this procedure →