Insertion/replacement implantable defibrillator w/lead(s) single/dual chamber at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$7,872.78

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$21,991.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,837.28 with Blue Cross Blue Shield of Arizona vs $61,894.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $2,837.28 ↓ -64%
Cigna Healthcare of Arizona, Inc. LocalFlex $4,018.00 ↓ -49%
Cigna Healthcare of Arizona, Inc. Commercial $4,464.00 ↓ -43%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $7,292.89 ↓ -7%
Aetna Banner Employee Plans $7,604.00 ↓ -3%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $7,779.08 ↓ -1%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $8,167.97 ↑ +4%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $9,723.85 ↑ +24%
Blue Cross Blue Shield of Arizona Commercial $9,723.85 ↑ +24%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $9,895.95 ↑ +26%
Plotkin Health Plotkin Health $9,895.95 ↑ +26%
Aetna Medical Rental $11,589.26 ↑ +47%
Quiktrip Corporation Commercial $11,875.14 ↑ +51%
Arizona Medical Network Commercial $15,393.70 ↑ +96%
Provider Network of America Commercial $16,493.25 ↑ +109%
Aetna Joint Venture $17,328.00 ↑ +120%
Aetna Designated Group $18,411.00 ↑ +134%
Aetna Broad Network $21,660.00 ↑ +175%
Banner University Health Plan AZ Medicaid - AHCCCS $23,808.20 ↑ +202%
Arizona Physicians IPA Medicaid $23,808.20 ↑ +202%
Health Choice Arizona, Inc. Medicaid $23,808.20 ↑ +202%
Mercy Care Medicaid $23,808.20 ↑ +202%
Health Net Medicaid $23,808.20 ↑ +202%
Banner University Health Plan University Family Plan $23,808.20 ↑ +202%
Arizona Physicians IPA Medicare Advantage $34,171.87 ↑ +334%
Gila River Health Care Corporation Managed Care Program $34,171.87 ↑ +334%
United Healthcare Medicare Advantage $34,171.87 ↑ +334%
UPMC Health Plan Medicare Advantage $34,171.87 ↑ +334%
Blue Cross Blue Shield of Arizona Medicare Advantage $34,171.87 ↑ +334%
Banner University Health Plan University Care Advantage $34,171.87 ↑ +334%
Banner University Health Plan Medicare Advantage $34,171.87 ↑ +334%
Mercy Care Mercy Care Advantage $34,171.87 ↑ +334%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $34,171.87 ↑ +334%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $34,171.87 ↑ +334%
Aetna Medicare Advantage $34,171.87 ↑ +334%
Banner Health Medicare Advantage $34,171.87 ↑ +334%
Health Choice Arizona, Inc. Medicare Advantage $34,171.87 ↑ +334%
Kaiser Foundation Health Plan Medicare Advantage $34,171.87 ↑ +334%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $34,171.87 ↑ +334%
Health Net Medicare $34,171.87 ↑ +334%
Wellpoint Medicare Advantage HMO $34,171.87 ↑ +334%
Care 1st Medicare Advantage $34,171.87 ↑ +334%
Humana Medicare Advantage $35,197.03 ↑ +347%
Carelon Medicare Advantage $35,880.46 ↑ +356%
Devoted Health Services Medicare Advantage $35,880.46 ↑ +356%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $37,589.06 ↑ +377%
Gold Kidney Health Plan Medicare Advantage $37,589.06 ↑ +377%
NaphCare Federal $46,132.02 ↑ +486%
Aetna Qualified Health Plan $46,473.74 ↑ +490%
United Healthcare Individual Exchange $47,840.62 ↑ +508%
Health Net Commerical Exchange Product $50,574.37 ↑ +542%
Health Choice Arizona, Inc. ACA Health Plan $51,257.81 ↑ +551%
United Healthcare UHC Doctor's Plan $56,262.00 ↑ +615%
Oscar Health Plan Commercial $56,383.59 ↑ +616%
United Healthcare UHC Core $58,799.00 ↑ +647%
United Healthcare Commercial $61,894.00 ↑ +686%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Insertion/replacement implantable defibrillator w/lead(s) single/dual chamber at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $8,510.52 $4,018.00 – $56,383.59
St. Joseph’s Hospital and Medical Center Phoenix $56,493.98 $934.81 – $116,833.10
Arizona General Hospital Laveen Phoenix not published $934.81 – $35,197.03
Mercy Gilbert Medical Center Gilbert $8,826.48 $934.81 – $34,171.87
Banner University Medical Center Tucson Tucson $14,458.29 $3,243.00 – $56,383.59
Banner University Medical Center South Tucson $20,990.41 $3,243.00 – $56,383.59
Banner Baywood Medical Center Mesa $7,520.92 $4,018.00 – $56,383.59
Banner Boswell Medical Center Sun City $6,355.40 $4,018.00 – $56,383.59

All Arizona hospitals for this procedure →