Insert vad art access left hrt art & vein access at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$1,527.94
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,268.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$853.60 with Aetna vs $13,084.95 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $853.60 | ↓ -44% |
| Aetna | Banner Employee Plans | $936.00 | ↓ -39% |
| Health Net | Medicaid | $956.03 | ↓ -37% |
| Health Choice Arizona, Inc. | Medicaid | $956.03 | ↓ -37% |
| Arizona Physicians IPA | Medicaid | $956.03 | ↓ -37% |
| Banner University Health Plan | University Family Plan | $956.03 | ↓ -37% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $956.03 | ↓ -37% |
| Mercy Care | Medicaid | $956.03 | ↓ -37% |
| Aetna | Qualified Health Plan | $960.30 | ↓ -37% |
| Health Choice Arizona, Inc. | Medicare Advantage | $1,280.40 | ↓ -16% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $1,707.20 | ↑ +12% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $1,920.60 | ↑ +26% |
| Plotkin Health | Plotkin Health | $1,920.60 | ↑ +26% |
| Health Choice Arizona, Inc. | ACA Health Plan | $2,134.00 | ↑ +40% |
| Oscar Health Plan | Commercial | $2,134.00 | ↑ +40% |
| Health Net | Medicare | $2,134.00 | ↑ +40% |
| Aetna | Medical Rental | $2,249.24 | ↑ +47% |
| Quiktrip Corporation | Commercial | $2,304.72 | ↑ +51% |
| Health Net | Commerical Exchange Product | $2,304.72 | ↑ +51% |
| Arizona Medical Network | Commercial | $2,987.60 | ↑ +96% |
| Provider Network of America | Commercial | $3,201.00 | ↑ +109% |
| Aetna | Joint Venture | $3,617.00 | ↑ +137% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $3,818.00 | ↑ +150% |
| Aetna | Designated Group | $3,843.00 | ↑ +152% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $4,018.00 | ↑ +163% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $4,464.00 | ↑ +192% |
| Aetna | Broad Network | $4,521.00 | ↑ +196% |
| United Healthcare | UHC Doctor's Plan | $4,640.00 | ↑ +204% |
| United Healthcare | UHC Core | $4,850.00 | ↑ +217% |
| United Healthcare | Commercial | $5,105.00 | ↑ +234% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $9,813.71 | ↑ +542% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $10,467.96 | ↑ +585% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $10,991.27 | ↑ +619% |
| Blue Cross Blue Shield of Arizona | Commercial | $13,084.95 | ↑ +756% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $13,084.95 | ↑ +756% |
Visitor-reported prices
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Insert vad art access left hrt art & vein access at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Joseph’s Hospital and Medical Center | Phoenix | $26,752.61 | $460.61 – $55,326.07 |
| Arizona General Hospital Laveen | Phoenix | not published | $460.61 – $6,154.45 |
| Banner University Medical Center Tucson | Tucson | $3,073.88 | $808.00 – $8,372.62 |
| Banner University Medical Center South | Tucson | $4,462.64 | $808.00 – $6,774.40 |
| Banner Baywood Medical Center | Mesa | $1,459.66 | $853.60 – $9,813.71 |
| Banner Desert Medical Center | Mesa | $1,510.87 | $853.60 – $9,813.71 |
| Banner Heart Hospital | Mesa | $1,207.84 | $759.70 – $8,229.45 |
| Banner Thunderbird Medical Center | Glendale | $1,314.54 | $72.99 – $4,640.00 |