Ins tun cv cath wo subq prt/pm at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$2,450.51

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,845.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,271.44 with Blue Cross Blue Shield of Arizona vs $9,506.48 with Oscar Health Plan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $1,271.44 ↓ -48%
Aetna Banner Employee Plans $2,633.00 ↑ +7%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $3,080.25 ↑ +26%
Plotkin Health Plotkin Health $3,080.25 ↑ +26%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $3,268.08 ↑ +33%
Health Net Medicaid $3,458.52 ↑ +41%
Banner University Health Plan AZ Medicaid - AHCCCS $3,458.52 ↑ +41%
Arizona Physicians IPA Medicaid $3,458.52 ↑ +41%
Banner University Health Plan University Family Plan $3,458.52 ↑ +41%
Health Choice Arizona, Inc. Medicaid $3,458.52 ↑ +41%
Mercy Care Medicaid $3,458.52 ↑ +41%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $3,485.96 ↑ +42%
Aetna Medical Rental $3,607.32 ↑ +47%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $3,660.23 ↑ +49%
Quiktrip Corporation Commercial $3,696.30 ↑ +51%
Cigna Healthcare of Arizona, Inc. LocalFlex $4,018.00 ↑ +64%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $4,357.45 ↑ +78%
Blue Cross Blue Shield of Arizona Commercial $4,357.45 ↑ +78%
Cigna Healthcare of Arizona, Inc. Commercial $4,464.00 ↑ +82%
Arizona Medical Network Commercial $4,791.50 ↑ +96%
Provider Network of America Commercial $5,133.75 ↑ +109%
Aetna Joint Venture $5,186.00 ↑ +112%
Aetna Designated Group $5,511.00 ↑ +125%
Arizona Physicians IPA Medicare Advantage $5,761.50 ↑ +135%
Gila River Health Care Corporation Managed Care Program $5,761.50 ↑ +135%
United Healthcare Medicare Advantage $5,761.50 ↑ +135%
UPMC Health Plan Medicare Advantage $5,761.50 ↑ +135%
Blue Cross Blue Shield of Arizona Medicare Advantage $5,761.50 ↑ +135%
Banner University Health Plan University Care Advantage $5,761.50 ↑ +135%
Banner University Health Plan Medicare Advantage $5,761.50 ↑ +135%
Mercy Care Mercy Care Advantage $5,761.50 ↑ +135%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $5,761.50 ↑ +135%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $5,761.50 ↑ +135%
Aetna Medicare Advantage $5,761.50 ↑ +135%
Banner Health Medicare Advantage $5,761.50 ↑ +135%
Health Choice Arizona, Inc. Medicare Advantage $5,761.50 ↑ +135%
Kaiser Foundation Health Plan Medicare Advantage $5,761.50 ↑ +135%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $5,761.50 ↑ +135%
Health Net Medicare $5,761.50 ↑ +135%
Wellpoint Medicare Advantage HMO $5,761.50 ↑ +135%
Care 1st Medicare Advantage $5,761.50 ↑ +135%
Humana Medicare Advantage $5,934.35 ↑ +142%
Carelon Medicare Advantage $6,049.57 ↑ +147%
Devoted Health Services Medicare Advantage $6,049.57 ↑ +147%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $6,337.65 ↑ +159%
Gold Kidney Health Plan Medicare Advantage $6,337.65 ↑ +159%
Aetna Broad Network $6,483.00 ↑ +165%
NaphCare Federal $7,778.02 ↑ +217%
Aetna Qualified Health Plan $7,835.64 ↑ +220%
United Healthcare Individual Exchange $8,066.10 ↑ +229%
Health Net Commerical Exchange Product $8,527.02 ↑ +248%
United Healthcare UHC Doctor's Plan $8,578.00 ↑ +250%
Health Choice Arizona, Inc. ACA Health Plan $8,642.25 ↑ +253%
United Healthcare UHC Core $8,965.00 ↑ +266%
United Healthcare Commercial $9,437.00 ↑ +285%
Oscar Health Plan Commercial $9,506.48 ↑ +288%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ins tun cv cath wo subq prt/pm at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $2,649.01 $2,395.75 – $9,506.48
St. Joseph’s Hospital and Medical Center Phoenix $6,266.33 $333.66 – $12,959.16
Arizona General Hospital Laveen Phoenix not published $333.66 – $5,934.35
Mercy Gilbert Medical Center Gilbert $1,414.01 $333.66 – $5,748.00
Banner University Medical Center Tucson Tucson $2,484.74 $2,395.75 – $9,506.48
Banner University Medical Center South Tucson $3,607.32 $1,963.82 – $9,506.48
Banner Baywood Medical Center Mesa $2,340.99 $2,395.75 – $9,506.48
Banner Desert Medical Center Mesa $2,423.13 $2,395.75 – $9,506.48

All Arizona hospitals for this procedure →