Ins pm gen exist dual lead at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$5,672.15
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$15,844.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$2,837.28 with Blue Cross Blue Shield of Arizona vs $61,894.00 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $2,837.28 | ↓ -50% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $4,018.00 | ↓ -29% |
| Aetna | Banner Employee Plans | $4,094.00 | ↓ -28% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $4,464.00 | ↓ -21% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $7,129.80 | ↑ +26% |
| Plotkin Health | Plotkin Health | $7,129.80 | ↑ +26% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $7,292.89 | ↑ +29% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $7,779.08 | ↑ +37% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $8,167.97 | ↑ +44% |
| Aetna | Medical Rental | $8,349.79 | ↑ +47% |
| Quiktrip Corporation | Commercial | $8,555.76 | ↑ +51% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $9,723.85 | ↑ +71% |
| Blue Cross Blue Shield of Arizona | Commercial | $9,723.85 | ↑ +71% |
| Arizona Medical Network | Commercial | $11,090.80 | ↑ +96% |
| Provider Network of America | Commercial | $11,883.00 | ↑ +109% |
| Arizona Physicians IPA | Medicaid | $16,704.12 | ↑ +194% |
| Health Net | Medicaid | $16,704.12 | ↑ +194% |
| Health Choice Arizona, Inc. | Medicaid | $16,704.12 | ↑ +194% |
| Mercy Care | Medicaid | $16,704.12 | ↑ +194% |
| Banner University Health Plan | University Family Plan | $16,704.12 | ↑ +194% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $16,704.12 | ↑ +194% |
| Aetna | Joint Venture | $17,328.00 | ↑ +205% |
| Aetna | Designated Group | $18,411.00 | ↑ +225% |
| Aetna | Broad Network | $21,660.00 | ↑ +282% |
| Arizona Physicians IPA | Medicare Advantage | $23,923.60 | ↑ +322% |
| Gila River Health Care Corporation | Managed Care Program | $23,923.60 | ↑ +322% |
| United Healthcare | Medicare Advantage | $23,923.60 | ↑ +322% |
| UPMC Health Plan | Medicare Advantage | $23,923.60 | ↑ +322% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $23,923.60 | ↑ +322% |
| Banner University Health Plan | University Care Advantage | $23,923.60 | ↑ +322% |
| Banner University Health Plan | Medicare Advantage | $23,923.60 | ↑ +322% |
| Mercy Care | Mercy Care Advantage | $23,923.60 | ↑ +322% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $23,923.60 | ↑ +322% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $23,923.60 | ↑ +322% |
| Aetna | Medicare Advantage | $23,923.60 | ↑ +322% |
| Banner Health | Medicare Advantage | $23,923.60 | ↑ +322% |
| Health Choice Arizona, Inc. | Medicare Advantage | $23,923.60 | ↑ +322% |
| Kaiser Foundation Health Plan | Medicare Advantage | $23,923.60 | ↑ +322% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $23,923.60 | ↑ +322% |
| Health Net | Medicare | $23,923.60 | ↑ +322% |
| Wellpoint | Medicare Advantage HMO | $23,923.60 | ↑ +322% |
| Care 1st | Medicare Advantage | $23,923.60 | ↑ +322% |
| Humana | Medicare Advantage | $24,641.31 | ↑ +334% |
| Carelon | Medicare Advantage | $25,119.78 | ↑ +343% |
| Devoted Health Services | Medicare Advantage | $25,119.78 | ↑ +343% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $26,315.96 | ↑ +364% |
| Gold Kidney Health Plan | Medicare Advantage | $26,315.96 | ↑ +364% |
| NaphCare | Federal | $32,296.86 | ↑ +469% |
| Aetna | Qualified Health Plan | $32,536.10 | ↑ +474% |
| United Healthcare | Individual Exchange | $33,493.04 | ↑ +490% |
| Health Net | Commerical Exchange Product | $35,406.93 | ↑ +524% |
| Health Choice Arizona, Inc. | ACA Health Plan | $35,885.40 | ↑ +533% |
| Oscar Health Plan | Commercial | $39,473.94 | ↑ +596% |
| United Healthcare | UHC Doctor's Plan | $56,262.00 | ↑ +892% |
| United Healthcare | UHC Core | $58,799.00 | ↑ +937% |
| United Healthcare | Commercial | $61,894.00 | ↑ +991% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Ins pm gen exist dual lead at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $6,131.63 | $4,018.00 – $39,473.94 |
| Arizona General Hospital Laveen | Phoenix | not published | $384.80 – $24,641.31 |
| St. Joseph’s Hospital and Medical Center | Phoenix | not published | $384.80 – $24,641.31 |
| Banner University Medical Center Tucson | Tucson | $15,540.39 | $3,243.00 – $39,473.94 |
| Banner University Medical Center South | Tucson | $22,561.40 | $3,243.00 – $39,473.94 |
| Banner Baywood Medical Center | Mesa | $5,418.65 | $4,018.00 – $39,473.94 |
| Banner Boswell Medical Center | Sun City | $4,578.92 | $4,018.00 – $39,473.94 |
| Banner Del Webb Medical Center | Sun City West | $5,054.24 | $2,837.28 – $39,473.94 |