Ins lv lead exist pm/icd at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$5,565.11

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$15,545.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,837.28 with Blue Cross Blue Shield of Arizona vs $51,815.00 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $2,837.28 ↓ -49%
Cigna Healthcare of Arizona, Inc. LocalFlex $4,018.00 ↓ -28%
Aetna Banner Employee Plans $4,094.00 ↓ -26%
Cigna Healthcare of Arizona, Inc. Commercial $4,464.00 ↓ -20%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $6,995.25 ↑ +26%
Plotkin Health Plotkin Health $6,995.25 ↑ +26%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $7,292.89 ↑ +31%
Banner University Health Plan AZ Medicaid - AHCCCS $7,540.11 ↑ +35%
Mercy Care Medicaid $7,540.11 ↑ +35%
Arizona Physicians IPA Medicaid $7,540.11 ↑ +35%
Health Net Medicaid $7,540.11 ↑ +35%
Banner University Health Plan University Family Plan $7,540.11 ↑ +35%
Health Choice Arizona, Inc. Medicaid $7,540.11 ↑ +35%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $7,779.08 ↑ +40%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $8,167.97 ↑ +47%
Aetna Medical Rental $8,192.22 ↑ +47%
Quiktrip Corporation Commercial $8,394.30 ↑ +51%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $9,723.85 ↑ +75%
Blue Cross Blue Shield of Arizona Commercial $9,723.85 ↑ +75%
Arizona Medical Network Commercial $10,881.50 ↑ +96%
Arizona Physicians IPA Medicare Advantage $11,154.16 ↑ +100%
Gila River Health Care Corporation Managed Care Program $11,154.16 ↑ +100%
United Healthcare Medicare Advantage $11,154.16 ↑ +100%
UPMC Health Plan Medicare Advantage $11,154.16 ↑ +100%
Blue Cross Blue Shield of Arizona Medicare Advantage $11,154.16 ↑ +100%
Banner University Health Plan University Care Advantage $11,154.16 ↑ +100%
Banner University Health Plan Medicare Advantage $11,154.16 ↑ +100%
Mercy Care Mercy Care Advantage $11,154.16 ↑ +100%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $11,154.16 ↑ +100%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $11,154.16 ↑ +100%
Aetna Medicare Advantage $11,154.16 ↑ +100%
Banner Health Medicare Advantage $11,154.16 ↑ +100%
Health Choice Arizona, Inc. Medicare Advantage $11,154.16 ↑ +100%
Kaiser Foundation Health Plan Medicare Advantage $11,154.16 ↑ +100%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $11,154.16 ↑ +100%
Health Net Medicare $11,154.16 ↑ +100%
Wellpoint Medicare Advantage HMO $11,154.16 ↑ +100%
Care 1st Medicare Advantage $11,154.16 ↑ +100%
Humana Medicare Advantage $11,488.78 ↑ +106%
Provider Network of America Commercial $11,658.75 ↑ +109%
Carelon Medicare Advantage $11,711.87 ↑ +110%
Devoted Health Services Medicare Advantage $11,711.87 ↑ +110%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $12,269.58 ↑ +120%
Gold Kidney Health Plan Medicare Advantage $12,269.58 ↑ +120%
NaphCare Federal $15,058.12 ↑ +171%
Aetna Qualified Health Plan $15,169.66 ↑ +173%
United Healthcare Individual Exchange $15,615.82 ↑ +181%
Health Net Commerical Exchange Product $16,508.16 ↑ +197%
Health Choice Arizona, Inc. ACA Health Plan $16,731.24 ↑ +201%
Aetna Joint Venture $17,328.00 ↑ +211%
Oscar Health Plan Commercial $18,404.36 ↑ +231%
Aetna Designated Group $18,411.00 ↑ +231%
Aetna Broad Network $21,660.00 ↑ +289%
United Healthcare UHC Doctor's Plan $47,100.00 ↑ +746%
United Healthcare UHC Core $49,224.00 ↑ +785%
United Healthcare Commercial $51,815.00 ↑ +831%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Ins lv lead exist pm/icd at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $6,015.92 $4,018.00 – $18,404.36
St. Joseph’s Hospital and Medical Center Phoenix $12,478.42 $521.76 – $25,806.14
Arizona General Hospital Laveen Phoenix not published $521.76 – $11,488.79
Mercy Gilbert Medical Center Gilbert $5,836.11 $521.76 – $18,267.48
Banner University Medical Center Tucson Tucson $10,634.45 $3,243.00 – $23,436.80
Banner University Medical Center South Tucson $15,438.99 $3,243.00 – $23,436.80
Banner Baywood Medical Center Mesa $5,316.39 $4,018.00 – $18,404.36
Banner Boswell Medical Center Sun City $4,492.50 $4,018.00 – $18,404.36

All Arizona hospitals for this procedure →