Inj proc elbow arthro at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$278.17
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$777.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$103.60 with Aetna vs $5,506.00 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $103.60 | ↓ -63% |
| Arizona Physicians IPA | Medicaid | $116.03 | ↓ -58% |
| Health Choice Arizona, Inc. | Medicaid | $116.03 | ↓ -58% |
| Mercy Care | Medicaid | $116.03 | ↓ -58% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $116.03 | ↓ -58% |
| Banner University Health Plan | University Family Plan | $116.03 | ↓ -58% |
| Health Net | Medicaid | $116.03 | ↓ -58% |
| Aetna | Qualified Health Plan | $116.55 | ↓ -58% |
| Health Choice Arizona, Inc. | Medicare Advantage | $155.40 | ↓ -44% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $182.16 | ↓ -35% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $207.20 | ↓ -26% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $233.10 | ↓ -16% |
| Plotkin Health | Plotkin Health | $233.10 | ↓ -16% |
| Oscar Health Plan | Commercial | $259.00 | ↓ -7% |
| Health Choice Arizona, Inc. | ACA Health Plan | $259.00 | ↓ -7% |
| Health Net | Medicare | $259.00 | ↓ -7% |
| Aetna | Medical Rental | $272.99 | ↓ -2% |
| Quiktrip Corporation | Commercial | $279.72 | ↑ +1% |
| Health Net | Commerical Exchange Product | $279.72 | ↑ +1% |
| Arizona Medical Network | Commercial | $362.60 | ↑ +30% |
| Provider Network of America | Commercial | $388.50 | ↑ +40% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $468.22 | ↑ +68% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $499.44 | ↑ +80% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $524.40 | ↑ +89% |
| Blue Cross Blue Shield of Arizona | Commercial | $624.29 | ↑ +124% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $624.29 | ↑ +124% |
| Aetna | Banner Employee Plans | $1,170.00 | ↑ +321% |
| United Healthcare | UHC Doctor's Plan | $2,114.00 | ↑ +660% |
| United Healthcare | UHC Core | $2,210.00 | ↑ +694% |
| United Healthcare | Commercial | $2,326.00 | ↑ +736% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $4,018.00 | ↑ +1344% |
| Aetna | Joint Venture | $4,405.00 | ↑ +1484% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $4,464.00 | ↑ +1505% |
| Aetna | Designated Group | $4,680.00 | ↑ +1582% |
| Aetna | Broad Network | $5,506.00 | ↑ +1879% |
Visitor-reported prices
Comments
Inj proc elbow arthro at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $300.70 | $103.60 – $4,018.00 |
| Arizona General Hospital Laveen | Phoenix | not published | $69.02 – $293.63 |
| St. Joseph’s Hospital and Medical Center | Phoenix | not published | $69.02 – $339.77 |
| Banner University Medical Center Tucson | Tucson | $217.80 | $80.00 – $2,041.00 |
| Banner University Medical Center South | Tucson | $316.20 | $80.00 – $2,041.00 |
| Banner Baywood Medical Center | Mesa | $265.73 | $103.60 – $4,018.00 |
| Banner Boswell Medical Center | Sun City | $224.55 | $103.60 – $4,018.00 |
| Banner Casa Grande Medical Center | Casa Grande | $215.23 | $103.60 – $1,851.00 |