healthcosts.net

Inj hrt cath w/s&i sel hrt art at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$614.27

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,318.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$152.96 with Blue Cross Blue Shield of Arizona vs $13,766.00 with Cigna Healthcare of Arizona, Inc. — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $152.96 ↓ -75%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $393.16 ↓ -36%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $419.37 ↓ -32%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $440.34 ↓ -28%
Aetna Medicare Advantage $463.60 ↓ -25%
Arizona Physicians IPA Medicaid $519.23 ↓ -15%
Health Net Medicaid $519.23 ↓ -15%
Health Choice Arizona, Inc. Medicaid $519.23 ↓ -15%
Mercy Care Medicaid $519.23 ↓ -15%
Aetna Qualified Health Plan $521.55 ↓ -15%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $524.22 ↓ -15%
Blue Cross Blue Shield of Arizona Commercial $524.22 ↓ -15%
Health Choice Arizona, Inc. Medicare Advantage $695.40 ↑ +13%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $927.20 ↑ +51%
Plotkin Health Plotkin Health $1,043.10 ↑ +70%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $1,043.10 ↑ +70%
Health Net Medicare $1,159.00 ↑ +89%
Oscar Health Plan Commercial $1,159.00 ↑ +89%
Health Choice Arizona, Inc. ACA Health Plan $1,159.00 ↑ +89%
Aetna Medical Rental $1,221.59 ↑ +99%
Quiktrip Corporation Commercial $1,251.72 ↑ +104%
Health Net Commerical Exchange Product $1,251.72 ↑ +104%
Arizona Medical Network Commercial $1,622.60 ↑ +164%
Provider Network of America Commercial $1,738.50 ↑ +183%
United Healthcare UHC Doctor's Plan $2,114.00 ↑ +244%
United Healthcare UHC Core $2,210.00 ↑ +260%
United Healthcare Commercial $2,326.00 ↑ +279%
Aetna Banner Employee Plans $5,013.00 ↑ +716%
Aetna Joint Venture $7,921.00 ↑ +1189%
Aetna Designated Group $8,416.00 ↑ +1270%
Aetna Broad Network $9,901.00 ↑ +1512%
Cigna Healthcare of Arizona, Inc. LocalFlex $12,389.00 ↑ +1917%
Cigna Healthcare of Arizona, Inc. Commercial $13,766.00 ↑ +2141%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Inj hrt cath w/s&i sel hrt art at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Tucson Tucson $348.57 $330.40 – $13,103.00
Banner University Medical Center South Tucson $189.98 $236.26 – $13,103.00
Banner Baywood Medical Center Mesa $584.28 $393.16 – $12,389.00
Banner Desert Medical Center Mesa $468.24 $393.16 – $12,389.00
Banner Heart Hospital Mesa $475.19 $329.69 – $12,389.00
Banner Thunderbird Medical Center Glendale $486.78 $72.99 – $12,389.00

All Arizona hospitals for this procedure →