Infectious agent nucleic acid quantification hiv-1 at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$56.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$256.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$85.10 with Care 1st vs $389.96 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $85.10 ↑ +50%
Gila River Health Care Corporation Managed Care Program $85.10 ↑ +50%
United Healthcare Medicare Advantage $85.10 ↑ +50%
UPMC Health Plan Medicare Advantage $85.10 ↑ +50%
Blue Cross Blue Shield of Arizona Medicare Advantage $85.10 ↑ +50%
Banner University Health Plan University Family Plan $85.10 ↑ +50%
Banner University Health Plan AZ Medicaid - AHCCCS $85.10 ↑ +50%
Banner University Health Plan University Care Advantage $85.10 ↑ +50%
Banner University Health Plan Medicare Advantage $85.10 ↑ +50%
Mercy Care Medicaid $85.10 ↑ +50%
Mercy Care Mercy Care Advantage $85.10 ↑ +50%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $85.10 ↑ +50%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $85.10 ↑ +50%
Aetna Medicare Advantage $85.10 ↑ +50%
Banner Health Medicare Advantage $85.10 ↑ +50%
Health Choice Arizona, Inc. Medicaid $85.10 ↑ +50%
Health Choice Arizona, Inc. Medicare Advantage $85.10 ↑ +50%
Kaiser Foundation Health Plan Medicare Advantage $85.10 ↑ +50%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $85.10 ↑ +50%
Health Net Medicare $85.10 ↑ +50%
Health Net Medicaid $85.10 ↑ +50%
Wellpoint Medicare Advantage HMO $85.10 ↑ +50%
Arizona Physicians IPA Medicaid $85.10 ↑ +50%
Arizona Physicians IPA Medicare Advantage $85.10 ↑ +50%
Aetna Banner Employee Plans $86.02 ↑ +52%
Humana Medicare Advantage $87.65 ↑ +55%
Carelon Medicare Advantage $89.36 ↑ +58%
Devoted Health Services Medicare Advantage $89.36 ↑ +58%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $93.61 ↑ +65%
Gold Kidney Health Plan Medicare Advantage $93.61 ↑ +65%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $113.79 ↑ +101%
NaphCare Federal $114.89 ↑ +103%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $115.20 ↑ +104%
Plotkin Health Plotkin Health $115.20 ↑ +104%
Aetna Qualified Health Plan $115.74 ↑ +105%
United Healthcare Individual Exchange $119.14 ↑ +111%
Health Net Commerical Exchange Product $125.95 ↑ +123%
Health Choice Arizona, Inc. ACA Health Plan $127.65 ↑ +126%
Aetna Medical Rental $134.91 ↑ +138%
Quiktrip Corporation Commercial $138.24 ↑ +144%
Oscar Health Plan Commercial $140.41 ↑ +148%
Cigna Healthcare of Arizona, Inc. LocalFlex $149.36 ↑ +164%
United Healthcare UHC Doctor's Plan $157.41 ↑ +178%
Cigna Healthcare of Arizona, Inc. Commercial $165.96 ↑ +193%
United Healthcare UHC Core $174.02 ↑ +208%
Arizona Medical Network Commercial $179.20 ↑ +217%
United Healthcare Commercial $191.47 ↑ +238%
Provider Network of America Commercial $192.00 ↑ +239%
Aetna Joint Venture $285.77 ↑ +405%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $292.47 ↑ +417%
Aetna Designated Group $303.64 ↑ +437%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $311.97 ↑ +451%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $327.57 ↑ +479%
Aetna Broad Network $357.25 ↑ +531%
Blue Cross Blue Shield of Arizona Commercial $389.96 ↑ +589%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $389.96 ↑ +589%

Visitor-reported prices

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Infectious agent nucleic acid quantification hiv-1 at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $69.38 $85.10 – $192.00
Arizona General Hospital Laveen Phoenix $84.28 $51.06 – $414.18
St. Joseph’s Hospital and Medical Center Phoenix $201.32 $35.74 – $257.54
Mercy Gilbert Medical Center Gilbert $83.74 $41.30 – $227.15
Banner University Medical Center Tucson Tucson $59.90 $85.10 – $204.80
Banner University Medical Center South Tucson $42.75 $85.10 – $204.80
Banner Baywood Medical Center Mesa $57.09 $85.10 – $192.00
Banner Behavioral Health Hospital Scottsdale $149.99 $85.10 – $179.20

All Arizona hospitals for this procedure →