Infectious agent nucleic acid quantification bk virus at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$60.77

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$275.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$42.84 with Care 1st vs $255.14 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $42.84 ↓ -30%
Gila River Health Care Corporation Managed Care Program $42.84 ↓ -30%
United Healthcare Medicare Advantage $42.84 ↓ -30%
UPMC Health Plan Medicare Advantage $42.84 ↓ -30%
Blue Cross Blue Shield of Arizona Medicare Advantage $42.84 ↓ -30%
Banner University Health Plan University Family Plan $42.84 ↓ -30%
Banner University Health Plan AZ Medicaid - AHCCCS $42.84 ↓ -30%
Banner University Health Plan University Care Advantage $42.84 ↓ -30%
Banner University Health Plan Medicare Advantage $42.84 ↓ -30%
Mercy Care Medicaid $42.84 ↓ -30%
Mercy Care Mercy Care Advantage $42.84 ↓ -30%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $42.84 ↓ -30%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $42.84 ↓ -30%
Aetna Medicare Advantage $42.84 ↓ -30%
Banner Health Medicare Advantage $42.84 ↓ -30%
Health Choice Arizona, Inc. Medicaid $42.84 ↓ -30%
Health Choice Arizona, Inc. Medicare Advantage $42.84 ↓ -30%
Kaiser Foundation Health Plan Medicare Advantage $42.84 ↓ -30%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $42.84 ↓ -30%
Health Net Medicare $42.84 ↓ -30%
Health Net Medicaid $42.84 ↓ -30%
Wellpoint Medicare Advantage HMO $42.84 ↓ -30%
Arizona Physicians IPA Medicaid $42.84 ↓ -30%
Arizona Physicians IPA Medicare Advantage $42.84 ↓ -30%
Aetna Banner Employee Plans $43.34 ↓ -29%
Humana Medicare Advantage $44.13 ↓ -27%
Devoted Health Services Medicare Advantage $44.98 ↓ -26%
Carelon Medicare Advantage $44.98 ↓ -26%
Gold Kidney Health Plan Medicare Advantage $47.12 ↓ -22%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $47.12 ↓ -22%
NaphCare Federal $57.83 ↓ -5%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $58.05 ↓ -4%
Plotkin Health Plotkin Health $58.05 ↓ -4%
Aetna Qualified Health Plan $58.26 ↓ -4%
United Healthcare Individual Exchange $59.98 ↓ -1%
Health Net Commerical Exchange Product $63.40 ↑ +4%
Health Choice Arizona, Inc. ACA Health Plan $64.26 ↑ +6%
Aetna Medical Rental $67.98 ↑ +12%
Quiktrip Corporation Commercial $69.66 ↑ +15%
Oscar Health Plan Commercial $70.69 ↑ +16%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $74.45 ↑ +23%
Cigna Healthcare of Arizona, Inc. LocalFlex $75.19 ↑ +24%
United Healthcare UHC Doctor's Plan $79.23 ↑ +30%
Cigna Healthcare of Arizona, Inc. Commercial $83.55 ↑ +37%
United Healthcare UHC Core $87.60 ↑ +44%
Arizona Medical Network Commercial $90.30 ↑ +49%
United Healthcare Commercial $96.39 ↑ +59%
Provider Network of America Commercial $96.75 ↑ +59%
Aetna Joint Venture $143.86 ↑ +137%
Aetna Designated Group $152.85 ↑ +152%
Aetna Broad Network $179.84 ↑ +196%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $191.36 ↑ +215%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $204.11 ↑ +236%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $214.32 ↑ +253%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $255.14 ↑ +320%
Blue Cross Blue Shield of Arizona Commercial $255.14 ↑ +320%

Visitor-reported prices

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Infectious agent nucleic acid quantification bk virus at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $74.53 $42.84 – $96.75
Arizona General Hospital Laveen Phoenix $212.75 $25.70 – $215.69
St. Joseph’s Hospital and Medical Center Phoenix $441.21 $17.99 – $135.09
Mercy Gilbert Medical Center Gilbert $200.74 $19.32 – $106.26
Banner University Medical Center Tucson Tucson $70.20 $42.84 – $103.20
Banner University Medical Center South Tucson $45.93 $42.84 – $103.20
Banner Baywood Medical Center Mesa $61.33 $42.84 – $96.75
Banner Boswell Medical Center Sun City $50.05 $42.84 – $103.20

All Arizona hospitals for this procedure →