Infectious agent antigen immunoassay ql/sq multi step hepatitis b surface agn neutralization at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$18.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$85.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.33 with Care 1st vs $47.36 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $10.33 ↓ -45%
Gila River Health Care Corporation Managed Care Program $10.33 ↓ -45%
United Healthcare Medicare Advantage $10.33 ↓ -45%
UPMC Health Plan Medicare Advantage $10.33 ↓ -45%
Blue Cross Blue Shield of Arizona Medicare Advantage $10.33 ↓ -45%
Banner University Health Plan University Family Plan $10.33 ↓ -45%
Banner University Health Plan AZ Medicaid - AHCCCS $10.33 ↓ -45%
Banner University Health Plan University Care Advantage $10.33 ↓ -45%
Banner University Health Plan Medicare Advantage $10.33 ↓ -45%
Mercy Care Medicaid $10.33 ↓ -45%
Mercy Care Mercy Care Advantage $10.33 ↓ -45%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $10.33 ↓ -45%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $10.33 ↓ -45%
Aetna Medicare Advantage $10.33 ↓ -45%
Banner Health Medicare Advantage $10.33 ↓ -45%
Health Choice Arizona, Inc. Medicaid $10.33 ↓ -45%
Health Choice Arizona, Inc. Medicare Advantage $10.33 ↓ -45%
Kaiser Foundation Health Plan Medicare Advantage $10.33 ↓ -45%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $10.33 ↓ -45%
Health Net Medicare $10.33 ↓ -45%
Health Net Medicaid $10.33 ↓ -45%
Wellpoint Medicare Advantage HMO $10.33 ↓ -45%
Arizona Physicians IPA Medicaid $10.33 ↓ -45%
Arizona Physicians IPA Medicare Advantage $10.33 ↓ -45%
Humana Medicare Advantage $10.64 ↓ -43%
Carelon Medicare Advantage $10.85 ↓ -42%
Devoted Health Services Medicare Advantage $10.85 ↓ -42%
Gold Kidney Health Plan Medicare Advantage $11.36 ↓ -40%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $11.36 ↓ -40%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $13.82 ↓ -26%
NaphCare Federal $13.95 ↓ -26%
Aetna Qualified Health Plan $14.05 ↓ -25%
United Healthcare Individual Exchange $14.46 ↓ -23%
Health Net Commerical Exchange Product $15.29 ↓ -19%
Health Choice Arizona, Inc. ACA Health Plan $15.49 ↓ -18%
Oscar Health Plan Commercial $17.04 ↓ -9%
Cigna Healthcare of Arizona, Inc. LocalFlex $18.12 ↓ -4%
United Healthcare UHC Doctor's Plan $19.11 ↑ +2%
Aetna Banner Employee Plans $19.82 ↑ +6%
Cigna Healthcare of Arizona, Inc. Commercial $20.13 ↑ +7%
United Healthcare UHC Core $21.12 ↑ +12%
United Healthcare Commercial $23.25 ↑ +24%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $26.55 ↑ +41%
Plotkin Health Plotkin Health $26.55 ↑ +41%
Aetna Medical Rental $31.09 ↑ +66%
Quiktrip Corporation Commercial $31.86 ↑ +70%
Aetna Joint Venture $34.69 ↑ +85%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $35.52 ↑ +89%
Aetna Designated Group $36.86 ↑ +96%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $37.89 ↑ +102%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $39.78 ↑ +112%
Arizona Medical Network Commercial $41.30 ↑ +120%
Aetna Broad Network $43.37 ↑ +131%
Provider Network of America Commercial $44.25 ↑ +136%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $47.36 ↑ +152%
Blue Cross Blue Shield of Arizona Commercial $47.36 ↑ +152%

Visitor-reported prices

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Infectious agent antigen immunoassay ql/sq multi step hepatitis b surface agn neutralization at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $23.04 $10.33 – $44.25
Arizona General Hospital Laveen Phoenix $29.09 $6.19 – $103.76
St. Joseph’s Hospital and Medical Center Phoenix $21.78 $4.34 – $45.03
Mercy Gilbert Medical Center Gilbert $10.17 $5.79 – $31.82
Banner University Medical Center Tucson Tucson $19.89 $10.33 – $47.20
Banner University Medical Center South Tucson $14.20 $10.33 – $47.20
Banner Baywood Medical Center Mesa $18.96 $10.33 – $44.25
Banner Behavioral Health Hospital Scottsdale $34.57 $10.33 – $41.30

All Arizona hospitals for this procedure →