Immune complex assay at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$14.06
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$74.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$24.37 with Care 1st vs $111.68 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Care 1st | Medicare Advantage | $24.37 | ↑ +73% |
| Gila River Health Care Corporation | Managed Care Program | $24.37 | ↑ +73% |
| United Healthcare | Medicare Advantage | $24.37 | ↑ +73% |
| UPMC Health Plan | Medicare Advantage | $24.37 | ↑ +73% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $24.37 | ↑ +73% |
| Banner University Health Plan | University Family Plan | $24.37 | ↑ +73% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $24.37 | ↑ +73% |
| Banner University Health Plan | University Care Advantage | $24.37 | ↑ +73% |
| Banner University Health Plan | Medicare Advantage | $24.37 | ↑ +73% |
| Mercy Care | Medicaid | $24.37 | ↑ +73% |
| Mercy Care | Mercy Care Advantage | $24.37 | ↑ +73% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $24.37 | ↑ +73% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $24.37 | ↑ +73% |
| Aetna | Medicare Advantage | $24.37 | ↑ +73% |
| Banner Health | Medicare Advantage | $24.37 | ↑ +73% |
| Health Choice Arizona, Inc. | Medicaid | $24.37 | ↑ +73% |
| Health Choice Arizona, Inc. | Medicare Advantage | $24.37 | ↑ +73% |
| Kaiser Foundation Health Plan | Medicare Advantage | $24.37 | ↑ +73% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $24.37 | ↑ +73% |
| Health Net | Medicare | $24.37 | ↑ +73% |
| Health Net | Medicaid | $24.37 | ↑ +73% |
| Wellpoint | Medicare Advantage HMO | $24.37 | ↑ +73% |
| Arizona Physicians IPA | Medicaid | $24.37 | ↑ +73% |
| Arizona Physicians IPA | Medicare Advantage | $24.37 | ↑ +73% |
| Aetna | Banner Employee Plans | $24.86 | ↑ +77% |
| Humana | Medicare Advantage | $25.10 | ↑ +79% |
| Carelon | Medicare Advantage | $25.59 | ↑ +82% |
| Devoted Health Services | Medicare Advantage | $25.59 | ↑ +82% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $26.81 | ↑ +91% |
| Gold Kidney Health Plan | Medicare Advantage | $26.81 | ↑ +91% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $32.59 | ↑ +132% |
| NaphCare | Federal | $32.90 | ↑ +134% |
| Aetna | Qualified Health Plan | $33.14 | ↑ +136% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $33.30 | ↑ +137% |
| Plotkin Health | Plotkin Health | $33.30 | ↑ +137% |
| United Healthcare | Individual Exchange | $34.12 | ↑ +143% |
| Health Net | Commerical Exchange Product | $36.07 | ↑ +157% |
| Health Choice Arizona, Inc. | ACA Health Plan | $36.55 | ↑ +160% |
| Aetna | Medical Rental | $39.00 | ↑ +177% |
| Quiktrip Corporation | Commercial | $39.96 | ↑ +184% |
| Oscar Health Plan | Commercial | $40.21 | ↑ +186% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $42.77 | ↑ +204% |
| United Healthcare | UHC Doctor's Plan | $45.07 | ↑ +221% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $47.52 | ↑ +238% |
| United Healthcare | UHC Core | $49.84 | ↑ +254% |
| Arizona Medical Network | Commercial | $51.80 | ↑ +268% |
| United Healthcare | Commercial | $54.84 | ↑ +290% |
| Provider Network of America | Commercial | $55.50 | ↑ +295% |
| Aetna | Joint Venture | $81.83 | ↑ +482% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $83.76 | ↑ +496% |
| Aetna | Designated Group | $86.95 | ↑ +518% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $89.34 | ↑ +535% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $93.81 | ↑ +567% |
| Aetna | Broad Network | $102.31 | ↑ +628% |
| Blue Cross Blue Shield of Arizona | Commercial | $111.68 | ↑ +694% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $111.68 | ↑ +694% |
Visitor-reported prices
Comments
Immune complex assay at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $18.13 | $24.37 – $55.50 |
| Arizona General Hospital Laveen | Phoenix | $34.35 | $14.62 – $118.59 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $57.30 | $10.24 – $76.63 |
| Mercy Gilbert Medical Center | Gilbert | $23.99 | $13.65 – $75.06 |
| Banner University Medical Center Tucson | Tucson | $15.91 | $24.37 – $59.20 |
| Banner University Medical Center South | Tucson | $10.06 | $24.37 – $59.20 |
| Banner Baywood Medical Center | Mesa | $12.43 | $24.37 – $55.50 |
| Banner Boswell Medical Center | Sun City | $13.54 | $24.37 – $59.20 |