I131 serum albumin, dx at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$83.06
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$232.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$46.40 with Aetna vs $629.03 with Cigna Healthcare of Arizona, Inc. — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $46.40 | ↓ -44% |
| Aetna | Qualified Health Plan | $52.20 | ↓ -37% |
| Health Choice Arizona, Inc. | Medicare Advantage | $69.60 | ↓ -16% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $92.80 | ↑ +12% |
| Plotkin Health | Plotkin Health | $104.40 | ↑ +26% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $104.40 | ↑ +26% |
| Health Choice Arizona, Inc. | ACA Health Plan | $116.00 | ↑ +40% |
| Oscar Health Plan | Commercial | $116.00 | ↑ +40% |
| Health Net | Medicare | $116.00 | ↑ +40% |
| Aetna | Medical Rental | $122.26 | ↑ +47% |
| Quiktrip Corporation | Commercial | $125.28 | ↑ +51% |
| Health Net | Commerical Exchange Product | $125.28 | ↑ +51% |
| Arizona Medical Network | Commercial | $162.40 | ↑ +96% |
| Provider Network of America | Commercial | $174.00 | ↑ +109% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $176.44 | ↑ +112% |
| Health Choice Arizona, Inc. | Medicaid | $390.00 | ↑ +370% |
| Banner University Health Plan | University Family Plan | $390.00 | ↑ +370% |
| Mercy Care | Medicaid | $390.00 | ↑ +370% |
| Health Net | Medicaid | $390.00 | ↑ +370% |
| Arizona Physicians IPA | Medicaid | $390.00 | ↑ +370% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $390.00 | ↑ +370% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $453.51 | ↑ +446% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $483.75 | ↑ +482% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $507.93 | ↑ +512% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $566.13 | ↑ +582% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $604.68 | ↑ +628% |
| Blue Cross Blue Shield of Arizona | Commercial | $604.68 | ↑ +628% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $629.03 | ↑ +657% |