Hyperthermia ntrstl prb 5/< at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$748.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,623.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$393.35 with Health Net vs $3,812.04 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Net | Medicaid | $393.35 | ↓ -47% |
| Arizona Physicians IPA | Medicaid | $393.35 | ↓ -47% |
| Mercy Care | Medicaid | $393.35 | ↓ -47% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $393.35 | ↓ -47% |
| Health Choice Arizona, Inc. | Medicaid | $393.35 | ↓ -47% |
| Banner University Health Plan | University Family Plan | $393.35 | ↓ -47% |
| Aetna | Banner Employee Plans | $545.33 | ↓ -27% |
| Wellpoint | Medicare Advantage HMO | $616.54 | ↓ -18% |
| Aetna | Medicare Advantage | $616.54 | ↓ -18% |
| Arizona Physicians IPA | Medicare Advantage | $616.54 | ↓ -18% |
| Banner Health | Medicare Advantage | $616.54 | ↓ -18% |
| Banner University Health Plan | Medicare Advantage | $616.54 | ↓ -18% |
| Banner University Health Plan | University Care Advantage | $616.54 | ↓ -18% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $616.54 | ↓ -18% |
| Care 1st | Medicare Advantage | $616.54 | ↓ -18% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $616.54 | ↓ -18% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $616.54 | ↓ -18% |
| Gila River Health Care Corporation | Managed Care Program | $616.54 | ↓ -18% |
| Health Choice Arizona, Inc. | Medicare Advantage | $616.54 | ↓ -18% |
| Health Net | Medicare | $616.54 | ↓ -18% |
| Kaiser Foundation Health Plan | Medicare Advantage | $616.54 | ↓ -18% |
| Mercy Care | Mercy Care Advantage | $616.54 | ↓ -18% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $616.54 | ↓ -18% |
| United Healthcare | Medicare Advantage | $616.54 | ↓ -18% |
| UPMC Health Plan | Medicare Advantage | $616.54 | ↓ -18% |
| Humana | Medicare Advantage | $635.04 | ↓ -15% |
| Carelon | Medicare Advantage | $647.37 | ↓ -13% |
| Devoted Health Services | Medicare Advantage | $647.37 | ↓ -13% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $678.19 | ↓ -9% |
| Gold Kidney Health Plan | Medicare Advantage | $678.19 | ↓ -9% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $730.35 | ↓ -2% |
| Plotkin Health | Plotkin Health | $730.35 | ↓ -2% |
| Aetna | Joint Venture | $749.83 | ↑ +0% |
| Aetna | Designated Group | $796.89 | ↑ +7% |
| NaphCare | Federal | $832.33 | ↑ +11% |
| Aetna | Qualified Health Plan | $838.49 | ↑ +12% |
| Aetna | Medical Rental | $855.32 | ↑ +14% |
| United Healthcare | Individual Exchange | $863.16 | ↑ +15% |
| Quiktrip Corporation | Commercial | $876.42 | ↑ +17% |
| Health Net | Commerical Exchange Product | $912.48 | ↑ +22% |
| Health Choice Arizona, Inc. | ACA Health Plan | $924.81 | ↑ +24% |
| Aetna | Broad Network | $936.47 | ↑ +25% |
| Oscar Health Plan | Commercial | $1,017.29 | ↑ +36% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $1,066.31 | ↑ +43% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $1,112.30 | ↑ +49% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $1,115.00 | ↑ +49% |
| Arizona Medical Network | Commercial | $1,136.10 | ↑ +52% |
| Provider Network of America | Commercial | $1,217.25 | ↑ +63% |
| United Healthcare | UHC Doctor's Plan | $2,200.00 | ↑ +194% |
| United Healthcare | UHC Core | $2,299.00 | ↑ +207% |
| United Healthcare | Commercial | $2,420.00 | ↑ +223% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $2,859.03 | ↑ +282% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $3,049.63 | ↑ +308% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $3,202.09 | ↑ +328% |
| Blue Cross Blue Shield of Arizona | Commercial | $3,812.04 | ↑ +409% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $3,812.04 | ↑ +409% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |