Hemoglobin urine at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$1.92

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.95 with Care 1st vs $18.10 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Care 1st Medicare Advantage $3.95 ↑ +106%
Gila River Health Care Corporation Managed Care Program $3.95 ↑ +106%
United Healthcare Medicare Advantage $3.95 ↑ +106%
UPMC Health Plan Medicare Advantage $3.95 ↑ +106%
Blue Cross Blue Shield of Arizona Medicare Advantage $3.95 ↑ +106%
Banner University Health Plan University Family Plan $3.95 ↑ +106%
Banner University Health Plan AZ Medicaid - AHCCCS $3.95 ↑ +106%
Banner University Health Plan University Care Advantage $3.95 ↑ +106%
Banner University Health Plan Medicare Advantage $3.95 ↑ +106%
Mercy Care Medicaid $3.95 ↑ +106%
Mercy Care Mercy Care Advantage $3.95 ↑ +106%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $3.95 ↑ +106%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $3.95 ↑ +106%
Aetna Medicare Advantage $3.95 ↑ +106%
Banner Health Medicare Advantage $3.95 ↑ +106%
Health Choice Arizona, Inc. Medicaid $3.95 ↑ +106%
Health Choice Arizona, Inc. Medicare Advantage $3.95 ↑ +106%
Kaiser Foundation Health Plan Medicare Advantage $3.95 ↑ +106%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $3.95 ↑ +106%
Health Net Medicare $3.95 ↑ +106%
Health Net Medicaid $3.95 ↑ +106%
Wellpoint Medicare Advantage HMO $3.95 ↑ +106%
Arizona Physicians IPA Medicaid $3.95 ↑ +106%
Arizona Physicians IPA Medicare Advantage $3.95 ↑ +106%
Aetna Banner Employee Plans $4.03 ↑ +110%
Humana Medicare Advantage $4.07 ↑ +112%
Carelon Medicare Advantage $4.15 ↑ +116%
Devoted Health Services Medicare Advantage $4.15 ↑ +116%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $4.34 ↑ +126%
Gold Kidney Health Plan Medicare Advantage $4.34 ↑ +126%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $5.28 ↑ +175%
NaphCare Federal $5.33 ↑ +178%
Aetna Qualified Health Plan $5.37 ↑ +180%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $5.40 ↑ +181%
Plotkin Health Plotkin Health $5.40 ↑ +181%
United Healthcare Individual Exchange $5.53 ↑ +188%
Health Net Commerical Exchange Product $5.85 ↑ +205%
Health Choice Arizona, Inc. ACA Health Plan $5.92 ↑ +208%
Aetna Medical Rental $6.32 ↑ +229%
Quiktrip Corporation Commercial $6.48 ↑ +238%
Oscar Health Plan Commercial $6.52 ↑ +240%
Cigna Healthcare of Arizona, Inc. LocalFlex $6.94 ↑ +261%
United Healthcare UHC Doctor's Plan $7.30 ↑ +280%
Cigna Healthcare of Arizona, Inc. Commercial $7.71 ↑ +302%
United Healthcare UHC Core $8.08 ↑ +321%
Arizona Medical Network Commercial $8.40 ↑ +338%
United Healthcare Commercial $8.89 ↑ +363%
Provider Network of America Commercial $9.00 ↑ +369%
Aetna Joint Venture $13.26 ↑ +591%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $13.57 ↑ +607%
Aetna Designated Group $14.09 ↑ +634%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $14.48 ↑ +654%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $15.20 ↑ +692%
Aetna Broad Network $16.58 ↑ +764%
Blue Cross Blue Shield of Arizona Commercial $18.10 ↑ +843%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $18.10 ↑ +843%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Hemoglobin urine at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $1.90 $3.95 – $9.00
St. Joseph’s Hospital and Medical Center Phoenix $23.31 $1.66 – $48.19
Banner University Medical Center Tucson Tucson $1.94 $3.95 – $9.60
Banner University Medical Center South Tucson $1.87 $3.95 – $9.60
Banner Baywood Medical Center Mesa $1.52 $3.95 – $9.00
Banner Boswell Medical Center Sun City $1.81 $3.95 – $9.60
Banner Casa Grande Medical Center Casa Grande $1.36 $3.95 – $9.00
Banner Del Webb Medical Center Sun City West $1.85 $3.95 – $9.60

All Arizona hospitals for this procedure →