Hemodialysis one evaluation at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$423.06

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,215.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$368.00 with Blue Cross Blue Shield of Arizona vs $1,661.25 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $368.00 ↓ -13%
Banner University Health Plan AZ Medicaid - AHCCCS $474.40 ↑ +12%
Banner University Health Plan University Family Plan $474.40 ↑ +12%
Mercy Care Medicaid $474.40 ↑ +12%
Health Choice Arizona, Inc. Medicaid $474.40 ↑ +12%
Arizona Physicians IPA Medicaid $474.40 ↑ +12%
Health Net Medicaid $474.40 ↑ +12%
United Healthcare UHC Doctor's Plan $613.00 ↑ +45%
United Healthcare UHC Core $640.00 ↑ +51%
United Healthcare Commercial $674.00 ↑ +59%
Aetna Banner Employee Plans $744.24 ↑ +76%
Blue Cross Blue Shield of Arizona Medicare Advantage $745.78 ↑ +76%
Gila River Health Care Corporation Managed Care Program $745.78 ↑ +76%
United Healthcare Medicare Advantage $745.78 ↑ +76%
UPMC Health Plan Medicare Advantage $745.78 ↑ +76%
Care 1st Medicare Advantage $745.78 ↑ +76%
Banner University Health Plan University Care Advantage $745.78 ↑ +76%
Banner University Health Plan Medicare Advantage $745.78 ↑ +76%
Mercy Care Mercy Care Advantage $745.78 ↑ +76%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $745.78 ↑ +76%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $745.78 ↑ +76%
Aetna Medicare Advantage $745.78 ↑ +76%
Banner Health Medicare Advantage $745.78 ↑ +76%
Health Choice Arizona, Inc. Medicare Advantage $745.78 ↑ +76%
Kaiser Foundation Health Plan Medicare Advantage $745.78 ↑ +76%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $745.78 ↑ +76%
Health Net Medicare $745.78 ↑ +76%
Wellpoint Medicare Advantage HMO $745.78 ↑ +76%
Arizona Physicians IPA Medicare Advantage $745.78 ↑ +76%
Humana Medicare Advantage $768.15 ↑ +82%
Carelon Medicare Advantage $783.07 ↑ +85%
Devoted Health Services Medicare Advantage $783.07 ↑ +85%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $820.36 ↑ +94%
Gold Kidney Health Plan Medicare Advantage $820.36 ↑ +94%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $945.90 ↑ +124%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $996.75 ↑ +136%
Plotkin Health Plotkin Health $996.75 ↑ +136%
NaphCare Federal $1,006.80 ↑ +138%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $1,008.96 ↑ +138%
Aetna Qualified Health Plan $1,014.26 ↑ +140%
Aetna Joint Venture $1,023.33 ↑ +142%
United Healthcare Individual Exchange $1,044.09 ↑ +147%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $1,059.40 ↑ +150%
Aetna Designated Group $1,087.57 ↑ +157%
Health Net Commerical Exchange Product $1,103.75 ↑ +161%
Health Choice Arizona, Inc. ACA Health Plan $1,118.67 ↑ +164%
Aetna Medical Rental $1,167.31 ↑ +176%
Quiktrip Corporation Commercial $1,196.10 ↑ +183%
Oscar Health Plan Commercial $1,230.54 ↑ +191%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $1,261.20 ↑ +198%
Blue Cross Blue Shield of Arizona Commercial $1,261.20 ↑ +198%
Aetna Broad Network $1,278.06 ↑ +202%
Cigna Healthcare of Arizona, Inc. LocalFlex $1,455.26 ↑ +244%
Cigna Healthcare of Arizona, Inc. Commercial $1,521.70 ↑ +260%
Arizona Medical Network Commercial $1,550.50 ↑ +266%
Provider Network of America Commercial $1,661.25 ↑ +293%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Hemodialysis one evaluation at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner Estrella Medical Center Phoenix $489.52 $474.40 – $1,661.25
Arizona General Hospital Laveen Phoenix $617.85 $74.03 – $2,204.27
St. Joseph’s Hospital and Medical Center Phoenix $1,117.35 $74.03 – $2,310.75
Mercy Gilbert Medical Center Gilbert $543.91 $74.03 – $1,702.47
Banner University Medical Center Tucson Tucson $527.17 $474.40 – $1,772.00
Banner University Medical Center South Tucson $387.62 $474.40 – $1,772.00
Banner Baywood Medical Center Mesa $516.10 $474.40 – $1,661.25
Banner Boswell Medical Center Sun City $478.44 $474.40 – $1,772.00

All Arizona hospitals for this procedure →