Hast w/i&r phys/qhp at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$65.66
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$186.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$62.50 with Aetna vs $316.81 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Banner Employee Plans | $62.50 | ↓ -5% |
| Mercy Care | Medicaid | $81.16 | ↑ +24% |
| Health Net | Medicaid | $81.16 | ↑ +24% |
| Arizona Physicians IPA | Medicaid | $81.16 | ↑ +24% |
| Health Choice Arizona, Inc. | Medicaid | $81.16 | ↑ +24% |
| Banner University Health Plan | University Family Plan | $81.16 | ↑ +24% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $81.16 | ↑ +24% |
| Plotkin Health | Plotkin Health | $83.70 | ↑ +27% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $83.70 | ↑ +27% |
| Aetna | Joint Venture | $85.93 | ↑ +31% |
| United Healthcare | UHC Doctor's Plan | $90.21 | ↑ +37% |
| Aetna | Designated Group | $91.33 | ↑ +39% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $92.44 | ↑ +41% |
| United Healthcare | UHC Core | $94.30 | ↑ +44% |
| Aetna | Medical Rental | $98.02 | ↑ +49% |
| United Healthcare | Commercial | $99.32 | ↑ +51% |
| Quiktrip Corporation | Commercial | $100.44 | ↑ +53% |
| Aetna | Broad Network | $107.32 | ↑ +63% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $122.20 | ↑ +86% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $127.78 | ↑ +95% |
| Arizona Medical Network | Commercial | $130.20 | ↑ +98% |
| Arizona Physicians IPA | Medicare Advantage | $137.38 | ↑ +109% |
| Gila River Health Care Corporation | Managed Care Program | $137.38 | ↑ +109% |
| United Healthcare | Medicare Advantage | $137.38 | ↑ +109% |
| UPMC Health Plan | Medicare Advantage | $137.38 | ↑ +109% |
| Blue Cross Blue Shield of Arizona | Medicare Advantage | $137.38 | ↑ +109% |
| Banner University Health Plan | University Care Advantage | $137.38 | ↑ +109% |
| Banner University Health Plan | Medicare Advantage | $137.38 | ↑ +109% |
| Mercy Care | Mercy Care Advantage | $137.38 | ↑ +109% |
| Cigna Healthcare of Arizona, Inc. | PPO Medicare Advantage Plan | $137.38 | ↑ +109% |
| Cigna Healthcare of Arizona, Inc. | HMO Medicare Advantage Plan | $137.38 | ↑ +109% |
| Aetna | Medicare Advantage | $137.38 | ↑ +109% |
| Banner Health | Medicare Advantage | $137.38 | ↑ +109% |
| Health Choice Arizona, Inc. | Medicare Advantage | $137.38 | ↑ +109% |
| Kaiser Foundation Health Plan | Medicare Advantage | $137.38 | ↑ +109% |
| TriWest Healthcare Alliance Corp - VA CCN | VA Community Care Network | $137.38 | ↑ +109% |
| Health Net | Medicare | $137.38 | ↑ +109% |
| Wellpoint | Medicare Advantage HMO | $137.38 | ↑ +109% |
| Care 1st | Medicare Advantage | $137.38 | ↑ +109% |
| Provider Network of America | Commercial | $139.50 | ↑ +112% |
| Humana | Medicare Advantage | $141.50 | ↑ +116% |
| Carelon | Medicare Advantage | $144.25 | ↑ +120% |
| Devoted Health Services | Medicare Advantage | $144.25 | ↑ +120% |
| Gold Kidney Health Plan | Medicare Advantage | $151.12 | ↑ +130% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $151.12 | ↑ +130% |
| NaphCare | Federal | $185.46 | ↑ +182% |
| Aetna | Qualified Health Plan | $186.84 | ↑ +185% |
| United Healthcare | Individual Exchange | $192.33 | ↑ +193% |
| Health Net | Commerical Exchange Product | $203.32 | ↑ +210% |
| Health Choice Arizona, Inc. | ACA Health Plan | $206.07 | ↑ +214% |
| Oscar Health Plan | Commercial | $226.68 | ↑ +245% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $237.61 | ↑ +262% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $253.45 | ↑ +286% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $266.12 | ↑ +305% |
| Blue Cross Blue Shield of Arizona | Commercial | $316.81 | ↑ +383% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $316.81 | ↑ +383% |
| TriWest Healthcare Alliance Corp - VA CCN | Tricare | not published by hospital | — |
Visitor-reported prices
Comments
Hast w/i&r phys/qhp at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. Joseph’s Hospital and Medical Center | Phoenix | $181.07 | $52.93 – $374.46 |
| Banner University Medical Center Tucson | Tucson | $39.74 | $67.28 – $226.68 |
| Banner University Medical Center South | Tucson | $55.06 | $67.28 – $226.68 |