Harvest allogeneic stem cell at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$1,647.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,008.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$949.44 with Blue Cross Blue Shield of Arizona vs $5,008.00 with Mercy Care — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $949.44 ↓ -42%
Aetna Medicare Advantage $1,001.60 ↓ -39%
Health Net Medicaid $1,121.79 ↓ -32%
Health Choice Arizona, Inc. Medicaid $1,121.79 ↓ -32%
Mercy Care Medicaid $1,121.79 ↓ -32%
Banner University Health Plan AZ Medicaid - AHCCCS $1,121.79 ↓ -32%
Banner University Health Plan University Family Plan $1,121.79 ↓ -32%
Arizona Physicians IPA Medicaid $1,121.79 ↓ -32%
Aetna Qualified Health Plan $1,126.80 ↓ -32%
Health Choice Arizona, Inc. Medicare Advantage $1,502.40 ↓ -9%
Aetna Banner Employee Plans $1,682.69 ↑ +2%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $2,003.20 ↑ +22%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $2,253.60 ↑ +37%
Plotkin Health Plotkin Health $2,253.60 ↑ +37%
Aetna Joint Venture $2,313.70 ↑ +40%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $2,440.42 ↑ +48%
Aetna Designated Group $2,458.93 ↑ +49%
Health Choice Arizona, Inc. ACA Health Plan $2,504.00 ↑ +52%
Oscar Health Plan Commercial $2,504.00 ↑ +52%
Health Net Medicare $2,504.00 ↑ +52%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $2,603.12 ↑ +58%
Aetna Medical Rental $2,639.22 ↑ +60%
Health Net Commerical Exchange Product $2,704.32 ↑ +64%
Quiktrip Corporation Commercial $2,704.32 ↑ +64%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $2,733.25 ↑ +66%
Aetna Broad Network $2,889.62 ↑ +75%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $3,253.90 ↑ +97%
Blue Cross Blue Shield of Arizona Commercial $3,253.90 ↑ +97%
Cigna Healthcare of Arizona, Inc. LocalFlex $3,290.26 ↑ +100%
Cigna Healthcare of Arizona, Inc. Commercial $3,440.50 ↑ +109%
Arizona Medical Network Commercial $3,505.60 ↑ +113%
Provider Network of America Commercial $3,756.00 ↑ +128%
Mercy Care Mercy Care Advantage $5,008.00 ↑ +204%
Wellpoint Medicare Advantage HMO not published by hospital
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital

Visitor-reported prices

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Harvest allogeneic stem cell at other Arizona hospitals

Hospital City Cash price Negotiated range
Arizona General Hospital Laveen Phoenix not published $87.62 – $1,530.45
St. Joseph’s Hospital and Medical Center Phoenix not published $87.62 – $1,770.91
Banner University Medical Center Tucson Tucson $1,872.99 $1,001.60 – $4,006.40
Banner Casa Grande Medical Center Casa Grande $1,231.12 $1,001.60 – $3,756.00
Banner Desert Medical Center Mesa $1,610.87 $1,001.60 – $3,756.00
Banner Gateway Medical Center Gilbert $916.46 $1,001.60 – $3,756.00
Mercy Gilbert Medical Center Gilbert not published $87.62 – $1,813.22
Yavapai Regional Medical Center (East) Prescott not published $87.62 – $92.01

All Arizona hospitals for this procedure →