Graft xenmtrx sft rect 19x28cm at Banner University Medical Center Phoenix
1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870
$1,855.28
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,487.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$170.00 with Aetna vs $1,275.83 with Blue Cross Blue Shield of Arizona — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $170.00 | ↓ -91% |
| Health Choice Arizona, Inc. | Medicaid | $190.40 | ↓ -90% |
| Banner University Health Plan | AZ Medicaid - AHCCCS | $190.40 | ↓ -90% |
| Arizona Physicians IPA | Medicaid | $190.40 | ↓ -90% |
| Health Net | Medicaid | $190.40 | ↓ -90% |
| Banner University Health Plan | University Family Plan | $190.40 | ↓ -90% |
| Mercy Care | Medicaid | $190.40 | ↓ -90% |
| Aetna | Qualified Health Plan | $191.25 | ↓ -90% |
| Health Choice Arizona, Inc. | Medicare Advantage | $255.00 | ↓ -86% |
| Aetna | Banner Employee Plans | $285.60 | ↓ -85% |
| Arizona Priority Care | Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare | $340.00 | ↓ -82% |
| Blue Cross Blue Shield of Arizona | Medicare Supplemental Senior Preferred | $372.27 | ↓ -80% |
| National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) | NHSI VUMI | $382.50 | ↓ -79% |
| Plotkin Health | Plotkin Health | $382.50 | ↓ -79% |
| Aetna | Joint Venture | $387.60 | ↓ -79% |
| Aetna | Designated Group | $411.40 | ↓ -78% |
| United Healthcare | UHC Doctor's Plan | $412.25 | ↓ -78% |
| Health Choice Arizona, Inc. | ACA Health Plan | $425.00 | ↓ -77% |
| Oscar Health Plan | Commercial | $425.00 | ↓ -77% |
| Health Net | Medicare | $425.00 | ↓ -77% |
| United Healthcare | UHC Core | $430.95 | ↓ -77% |
| Aetna | Medical Rental | $447.95 | ↓ -76% |
| United Healthcare | Commercial | $453.90 | ↓ -76% |
| Health Net | Commerical Exchange Product | $459.00 | ↓ -75% |
| Quiktrip Corporation | Commercial | $459.00 | ↓ -75% |
| Cigna Healthcare of Arizona, Inc. | LocalFlex | $465.80 | ↓ -75% |
| Aetna | Broad Network | $484.50 | ↓ -74% |
| Cigna Healthcare of Arizona, Inc. | Commercial | $487.05 | ↓ -74% |
| Arizona Medical Network | Commercial | $595.00 | ↓ -68% |
| Provider Network of America | Commercial | $637.50 | ↓ -66% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Neighborhood | $956.87 | ↓ -48% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Alliance/Blue HPN | $1,020.66 | ↓ -45% |
| Blue Cross Blue Shield of Arizona | BXBSAZ Alliance CHS | $1,071.69 | ↓ -42% |
| Blue Cross Blue Shield of Arizona | Commercial | $1,275.83 | ↓ -31% |
| Blue Cross Blue Shield of Arizona | BCBSAZ Workers Comp | $1,275.83 | ↓ -31% |
Visitor-reported prices
Comments
Graft xenmtrx sft rect 19x28cm at other Arizona hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Banner Estrella Medical Center | Phoenix | $1,472.20 | $170.00 – $956.87 |
| Arizona General Hospital Laveen | Phoenix | $159.62 | $74.90 – $600.08 |
| St. Joseph’s Hospital and Medical Center | Phoenix | $1,685.39 | $15.26 – $109.00 |
| Mercy Gilbert Medical Center | Gilbert | $2,325.69 | $54.60 – $390.00 |
| Banner University Medical Center Tucson | Tucson | $1,907.18 | $170.00 – $816.36 |
| Banner University Medical Center South | Tucson | $1,829.33 | $170.00 – $680.00 |
| Banner Baywood Medical Center | Mesa | $1,764.46 | $170.00 – $956.87 |
| Banner Boswell Medical Center | Sun City | $1,595.80 | $170.00 – $730.64 |