Ghs sp train/fitting sp device - kx at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$66.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$400.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$80.00 with Aetna vs $627.95 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $80.00 ↑ +21%
Aetna Banner Employee Plans $81.00 ↑ +23%
Mercy Care Medicaid $89.60 ↑ +36%
Arizona Physicians IPA Medicaid $89.60 ↑ +36%
Health Net Medicaid $89.60 ↑ +36%
Health Choice Arizona, Inc. Medicaid $89.60 ↑ +36%
Aetna Qualified Health Plan $90.00 ↑ +36%
Health Choice Arizona, Inc. Medicare Advantage $120.00 ↑ +82%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $160.00 ↑ +142%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $180.00 ↑ +173%
Plotkin Health Plotkin Health $180.00 ↑ +173%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $183.23 ↑ +178%
Aetna Joint Venture $184.80 ↑ +180%
Aetna Designated Group $196.40 ↑ +198%
Health Choice Arizona, Inc. ACA Health Plan $200.00 ↑ +203%
Health Net Medicare $200.00 ↑ +203%
Oscar Health Plan Commercial $200.00 ↑ +203%
Cigna Healthcare of Arizona, Inc. LocalFlex $203.00 ↑ +208%
Aetna Medical Rental $210.80 ↑ +219%
Quiktrip Corporation Commercial $216.00 ↑ +227%
Health Net Commerical Exchange Product $216.00 ↑ +227%
Cigna Healthcare of Arizona, Inc. Commercial $225.00 ↑ +241%
Aetna Broad Network $230.80 ↑ +250%
United Healthcare UHC Doctor's Plan $241.00 ↑ +265%
United Healthcare UHC Core $252.00 ↑ +282%
United Healthcare Commercial $265.00 ↑ +302%
Arizona Medical Network Commercial $280.00 ↑ +324%
Provider Network of America Commercial $300.00 ↑ +355%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $470.96 ↑ +614%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $502.36 ↑ +661%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $527.48 ↑ +699%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $627.95 ↑ +851%
Blue Cross Blue Shield of Arizona Commercial $627.95 ↑ +851%

Visitor-reported prices

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Ghs sp train/fitting sp device - kx at other Arizona hospitals

Hospital City Cash price Negotiated range
St. Joseph’s Hospital and Medical Center Phoenix $189.86 $94.43 – $394.96
Banner University Medical Center Tucson Tucson $70.42 $54.80 – $401.81
Banner University Medical Center South Tucson $40.00 $54.80 – $283.01
Banner Casa Grande Medical Center Casa Grande $30.80 $80.00 – $300.00
Banner Ironwood Medical Center San Tan Valley $37.60 $80.00 – $470.96
Banner Gateway Medical Center Gilbert $149.20 $80.00 – $470.96
Banner Goldfield Medical Center Apache Junction $85.27 $80.00 – $300.00
Banner Ocotillo Medical Center Chandler $94.80 $80.00 – $470.96

All Arizona hospitals for this procedure →