Ghs polysom <6 yrs 4/> parameters at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$2,628.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,215.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$666.87 with Health Choice Arizona, Inc. vs $7,140.16 with Blue Cross Blue Shield of Arizona — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Arizona, Inc. Medicaid $666.87 ↓ -75%
Banner University Health Plan University Family Plan $666.87 ↓ -75%
Mercy Care Medicaid $666.87 ↓ -75%
Health Net Medicaid $666.87 ↓ -75%
Arizona Physicians IPA Medicaid $666.87 ↓ -75%
Banner University Health Plan AZ Medicaid - AHCCCS $666.87 ↓ -75%
Aetna Banner Employee Plans $685.00 ↓ -74%
United Healthcare UHC Doctor's Plan $796.00 ↓ -70%
United Healthcare UHC Core $832.00 ↓ -68%
United Healthcare Commercial $876.00 ↓ -67%
Wellpoint Medicare Advantage HMO $1,084.35 ↓ -59%
Aetna Medicare Advantage $1,084.35 ↓ -59%
Arizona Physicians IPA Medicare Advantage $1,084.35 ↓ -59%
Banner Health Medicare Advantage $1,084.35 ↓ -59%
Banner University Health Plan Medicare Advantage $1,084.35 ↓ -59%
Banner University Health Plan University Care Advantage $1,084.35 ↓ -59%
Blue Cross Blue Shield of Arizona Medicare Advantage $1,084.35 ↓ -59%
Care 1st Medicare Advantage $1,084.35 ↓ -59%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plan $1,084.35 ↓ -59%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $1,084.35 ↓ -59%
Gila River Health Care Corporation Managed Care Program $1,084.35 ↓ -59%
Health Choice Arizona, Inc. Medicare Advantage $1,084.35 ↓ -59%
Health Net Medicare $1,084.35 ↓ -59%
Kaiser Foundation Health Plan Medicare Advantage $1,084.35 ↓ -59%
Mercy Care Mercy Care Advantage $1,084.35 ↓ -59%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $1,084.35 ↓ -59%
United Healthcare Medicare Advantage $1,084.35 ↓ -59%
UPMC Health Plan Medicare Advantage $1,084.35 ↓ -59%
Humana Medicare Advantage $1,116.88 ↓ -58%
Devoted Health Services Medicare Advantage $1,138.57 ↓ -57%
Carelon Medicare Advantage $1,138.57 ↓ -57%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $1,192.79 ↓ -55%
Gold Kidney Health Plan Medicare Advantage $1,192.79 ↓ -55%
Aetna Qualified Health Plan $1,398.38 ↓ -47%
NaphCare Federal $1,463.87 ↓ -44%
United Healthcare Individual Exchange $1,518.09 ↓ -42%
Health Net Commerical Exchange Product $1,604.84 ↓ -39%
Health Choice Arizona, Inc. ACA Health Plan $1,626.53 ↓ -38%
Oscar Health Plan Commercial $1,789.18 ↓ -32%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $2,083.40 ↓ -21%
Aetna Joint Venture $2,497.28 ↓ -5%
Aetna Designated Group $2,653.36 ↑ +1%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $2,796.75 ↑ +6%
Plotkin Health Plotkin Health $2,796.75 ↑ +6%
Aetna Broad Network $3,121.60 ↑ +19%
Aetna Medical Rental $3,275.30 ↑ +25%
Quiktrip Corporation Commercial $3,356.10 ↑ +28%
Cigna Healthcare of Arizona, Inc. LocalFlex $4,083.26 ↑ +55%
Cigna Healthcare of Arizona, Inc. Commercial $4,269.70 ↑ +62%
Arizona Medical Network Commercial $4,350.50 ↑ +65%
Provider Network of America Commercial $4,661.25 ↑ +77%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $5,355.12 ↑ +104%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $5,712.13 ↑ +117%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $5,997.69 ↑ +128%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $7,140.16 ↑ +172%
Blue Cross Blue Shield of Arizona Commercial $7,140.16 ↑ +172%
TriWest Healthcare Alliance Corp - VA CCN Tricare not published by hospital —

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Ghs polysom <6 yrs 4/> parameters at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Tucson Tucson $2,709.74 $566.00 – $4,972.00
Banner Desert Medical Center Mesa $3,225.58 $666.87 – $4,661.25
Banner Payson Medical Center Payson $3,318.81 $663.00 – $5,593.50
Banner Page Hospital Page $4,319.42 $666.87 – $5,904.25

All Arizona hospitals for this procedure →