Ghs musc tst done w/n tst non ext at Banner University Medical Center Phoenix

1111 East Mcdowell Road, Phoenix, AZ · Banner Health · · NPI 1841224870

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$76.99

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$234.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$41.57 with Health Choice Arizona, Inc. vs $175.50 with Provider Network of America — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Choice Arizona, Inc. Medicaid $41.57 ↓ -46%
Mercy Care Medicaid $41.57 ↓ -46%
Banner University Health Plan AZ Medicaid - AHCCCS $41.57 ↓ -46%
Arizona Physicians IPA Medicaid $41.57 ↓ -46%
Banner University Health Plan University Family Plan $41.57 ↓ -46%
Health Net Medicaid $41.57 ↓ -46%
Aetna Medicare Advantage $46.80 ↓ -39%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $47.58 ↓ -38%
Aetna Qualified Health Plan $52.65 ↓ -32%
Health Choice Arizona, Inc. Medicare Advantage $70.20 ↓ -9%
Aetna Banner Employee Plans $78.62 ↑ +2%
Arizona Priority Care Alignment Health Plans Medicare Advantage/Eternal Health Plan Medicare/SCAN Health Plan Medicare $93.60 ↑ +22%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $105.30 ↑ +37%
Plotkin Health Plotkin Health $105.30 ↑ +37%
Aetna Joint Venture $108.11 ↑ +40%
United Healthcare UHC Doctor's Plan $113.49 ↑ +47%
Aetna Designated Group $114.89 ↑ +49%
Oscar Health Plan Commercial $117.00 ↑ +52%
Health Choice Arizona, Inc. ACA Health Plan $117.00 ↑ +52%
Health Net Medicare $117.00 ↑ +52%
United Healthcare UHC Core $118.64 ↑ +54%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $122.30 ↑ +59%
Aetna Medical Rental $123.32 ↑ +60%
United Healthcare Commercial $124.96 ↑ +62%
Health Net Commerical Exchange Product $126.36 ↑ +64%
Quiktrip Corporation Commercial $126.36 ↑ +64%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $130.46 ↑ +69%
Aetna Broad Network $135.02 ↑ +75%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $136.98 ↑ +78%
Cigna Healthcare of Arizona, Inc. LocalFlex $153.74 ↑ +100%
Cigna Healthcare of Arizona, Inc. Commercial $160.76 ↑ +109%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $163.07 ↑ +112%
Blue Cross Blue Shield of Arizona Commercial $163.07 ↑ +112%
Arizona Medical Network Commercial $163.80 ↑ +113%
Provider Network of America Commercial $175.50 ↑ +128%

Visitor-reported prices

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Ghs musc tst done w/n tst non ext at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center Tucson Tucson $50.70 $41.57 – $208.00
Banner Baywood Medical Center Mesa $58.98 $41.57 – $175.50
Banner Boswell Medical Center Sun City $56.43 $41.57 – $187.20
Banner Desert Medical Center Mesa $75.27 $41.57 – $175.50
Banner Heart Hospital Mesa $61.97 $41.57 – $175.50
Yavapai Regional Medical Center (East) Prescott $129.85 $86.90 – $166.25

All Arizona hospitals for this procedure →